LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,264
−HK$10,113/mo
▼ 0.25% · 3.875%
HK$166,280
−HK$5,097/mo
Today · 4.125%
HK$171,377
baseline
▲ 0.50% · 4.625%
HK$181,805
+HK$10,428/mo
Deposit HK$35.36M · loan HK$35.36M · min. income ≈ HK$342,754/mo (50% DSR)
Upfront cash ≈ HK$38.37M (deposit + AVD stamp duty HK$3,005,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,405
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$184,216
−HK$4,881/mo
Today · 4.125%
HK$189,097
baseline
▲ 0.50% · 4.625%
HK$199,065
+HK$9,968/mo
Deposit HK$35.36M · loan HK$35.36M · min. income ≈ HK$378,194/mo (50% DSR)
Upfront cash ≈ HK$38.37M (deposit + AVD stamp duty HK$3,005,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,517
−HK$12,135/mo
▼ 0.25% · 3.875%
HK$199,536
−HK$6,116/mo
Today · 4.125%
HK$205,652
baseline
▲ 0.50% · 4.625%
HK$218,165
+HK$12,513/mo
Deposit HK$28.29M · loan HK$42.43M · min. income ≈ HK$411,304/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$3,005,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,285
−HK$11,632/mo
▼ 0.25% · 3.875%
HK$221,059
−HK$5,858/mo
Today · 4.125%
HK$226,917
baseline
▲ 0.50% · 4.625%
HK$238,878
+HK$11,961/mo
Deposit HK$28.29M · loan HK$42.43M · min. income ≈ HK$453,834/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$3,005,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,770
−HK$14,157/mo
▼ 0.25% · 3.875%
HK$232,792
−HK$7,135/mo
Today · 4.125%
HK$239,927
baseline
▲ 0.50% · 4.625%
HK$254,526
+HK$14,599/mo
Deposit HK$21.22M · loan HK$49.51M · min. income ≈ HK$479,854/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$3,005,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,166
−HK$13,570/mo
▼ 0.25% · 3.875%
HK$257,903
−HK$6,833/mo
Today · 4.125%
HK$264,736
baseline
▲ 0.50% · 4.625%
HK$278,691
+HK$13,955/mo
Deposit HK$21.22M · loan HK$49.51M · min. income ≈ HK$529,472/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$3,005,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,275
−HK$18,203/mo
▼ 0.25% · 3.875%
HK$299,304
−HK$9,174/mo
Today · 4.125%
HK$308,478
baseline
▲ 0.50% · 4.625%
HK$327,248
+HK$18,770/mo
Deposit HK$7.07M · loan HK$63.65M · min. income ≈ HK$616,956/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$3,005,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,928
−HK$17,447/mo
▼ 0.25% · 3.875%
HK$331,589
−HK$8,786/mo
Today · 4.125%
HK$340,375
baseline
▲ 0.50% · 4.625%
HK$358,317
+HK$17,942/mo
Deposit HK$7.07M · loan HK$63.65M · min. income ≈ HK$680,750/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$3,005,680 · Scale 2, in force from 26 Feb 2026)