LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,267
−HK$10,112/mo
▼ 0.25% · 3.875%
HK$166,283
−HK$5,096/mo
Today · 4.125%
HK$171,379
baseline
▲ 0.50% · 4.625%
HK$181,807
+HK$10,428/mo
Deposit HK$35.36M · loan HK$35.36M · min. income ≈ HK$342,758/mo (50% DSR)
Upfront cash ≈ HK$38.37M (deposit + AVD stamp duty HK$3,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,407
−HK$9,693/mo
▼ 0.25% · 3.875%
HK$184,219
−HK$4,881/mo
Today · 4.125%
HK$189,100
baseline
▲ 0.50% · 4.625%
HK$199,068
+HK$9,968/mo
Deposit HK$35.36M · loan HK$35.36M · min. income ≈ HK$378,200/mo (50% DSR)
Upfront cash ≈ HK$38.37M (deposit + AVD stamp duty HK$3,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,520
−HK$12,135/mo
▼ 0.25% · 3.875%
HK$199,539
−HK$6,116/mo
Today · 4.125%
HK$205,655
baseline
▲ 0.50% · 4.625%
HK$218,169
+HK$12,514/mo
Deposit HK$28.29M · loan HK$42.43M · min. income ≈ HK$411,310/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$3,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,289
−HK$11,631/mo
▼ 0.25% · 3.875%
HK$221,063
−HK$5,857/mo
Today · 4.125%
HK$226,920
baseline
▲ 0.50% · 4.625%
HK$238,882
+HK$11,962/mo
Deposit HK$28.29M · loan HK$42.43M · min. income ≈ HK$453,840/mo (50% DSR)
Upfront cash ≈ HK$31.29M (deposit + AVD stamp duty HK$3,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,773
−HK$14,158/mo
▼ 0.25% · 3.875%
HK$232,796
−HK$7,135/mo
Today · 4.125%
HK$239,931
baseline
▲ 0.50% · 4.625%
HK$254,530
+HK$14,599/mo
Deposit HK$21.22M · loan HK$49.51M · min. income ≈ HK$479,862/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$3,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,170
−HK$13,570/mo
▼ 0.25% · 3.875%
HK$257,907
−HK$6,833/mo
Today · 4.125%
HK$264,740
baseline
▲ 0.50% · 4.625%
HK$278,695
+HK$13,955/mo
Deposit HK$21.22M · loan HK$49.51M · min. income ≈ HK$529,480/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$3,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,280
−HK$18,203/mo
▼ 0.25% · 3.875%
HK$299,309
−HK$9,174/mo
Today · 4.125%
HK$308,483
baseline
▲ 0.50% · 4.625%
HK$327,253
+HK$18,770/mo
Deposit HK$7.07M · loan HK$63.65M · min. income ≈ HK$616,966/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$3,005,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,933
−HK$17,447/mo
▼ 0.25% · 3.875%
HK$331,594
−HK$8,786/mo
Today · 4.125%
HK$340,380
baseline
▲ 0.50% · 4.625%
HK$358,322
+HK$17,942/mo
Deposit HK$7.07M · loan HK$63.65M · min. income ≈ HK$680,760/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$3,005,727 · Scale 2, in force from 26 Feb 2026)