LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,130
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,631
−HK$510/mo
Today · 4.125%
HK$17,141
baseline
▲ 0.50% · 4.625%
HK$18,184
+HK$1,043/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,282/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,944
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,425
−HK$489/mo
Today · 4.125%
HK$18,914
baseline
▲ 0.50% · 4.625%
HK$19,910
+HK$996/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,828/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,356
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,958
−HK$611/mo
Today · 4.125%
HK$20,569
baseline
▲ 0.50% · 4.625%
HK$21,821
+HK$1,252/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,138/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,533
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,110
−HK$586/mo
Today · 4.125%
HK$22,696
baseline
▲ 0.50% · 4.625%
HK$23,893
+HK$1,197/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,392/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,582
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,284
−HK$714/mo
Today · 4.125%
HK$23,998
baseline
▲ 0.50% · 4.625%
HK$25,458
+HK$1,460/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,996/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,122
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,795
−HK$684/mo
Today · 4.125%
HK$26,479
baseline
▲ 0.50% · 4.625%
HK$27,875
+HK$1,396/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,958/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$212,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,033
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,936
−HK$918/mo
Today · 4.125%
HK$30,854
baseline
▲ 0.50% · 4.625%
HK$32,731
+HK$1,877/mo
Deposit HK$707K · loan HK$6.37M · min. income ≈ HK$61,708/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,299
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,166
−HK$878/mo
Today · 4.125%
HK$34,044
baseline
▲ 0.50% · 4.625%
HK$35,839
+HK$1,795/mo
Deposit HK$707K · loan HK$6.37M · min. income ≈ HK$68,088/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,209 · Scale 2, in force from 26 Feb 2026)