LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,137
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,639
−HK$510/mo
Today · 4.125%
HK$17,149
baseline
▲ 0.50% · 4.625%
HK$18,193
+HK$1,044/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,298/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,953
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,434
−HK$489/mo
Today · 4.125%
HK$18,923
baseline
▲ 0.50% · 4.625%
HK$19,920
+HK$997/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,846/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,365
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,967
−HK$612/mo
Today · 4.125%
HK$20,579
baseline
▲ 0.50% · 4.625%
HK$21,831
+HK$1,252/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$41,158/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,543
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,121
−HK$586/mo
Today · 4.125%
HK$22,707
baseline
▲ 0.50% · 4.625%
HK$23,904
+HK$1,197/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$45,414/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,592
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,295
−HK$714/mo
Today · 4.125%
HK$24,009
baseline
▲ 0.50% · 4.625%
HK$25,470
+HK$1,461/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$48,018/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,134
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,808
−HK$684/mo
Today · 4.125%
HK$26,492
baseline
▲ 0.50% · 4.625%
HK$27,888
+HK$1,396/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,984/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,047
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,951
−HK$918/mo
Today · 4.125%
HK$30,869
baseline
▲ 0.50% · 4.625%
HK$32,747
+HK$1,878/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$61,738/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,315
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,181
−HK$880/mo
Today · 4.125%
HK$34,061
baseline
▲ 0.50% · 4.625%
HK$35,856
+HK$1,795/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$68,122/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,309 · Scale 2, in force from 26 Feb 2026)