LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,391
−HK$10,121/mo
▼ 0.25% · 3.875%
HK$166,412
−HK$5,100/mo
Today · 4.125%
HK$171,512
baseline
▲ 0.50% · 4.625%
HK$181,948
+HK$10,436/mo
Deposit HK$35.39M · loan HK$35.39M · min. income ≈ HK$343,024/mo (50% DSR)
Upfront cash ≈ HK$38.40M (deposit + AVD stamp duty HK$3,008,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,546
−HK$9,701/mo
▼ 0.25% · 3.875%
HK$184,362
−HK$4,885/mo
Today · 4.125%
HK$189,247
baseline
▲ 0.50% · 4.625%
HK$199,222
+HK$9,975/mo
Deposit HK$35.39M · loan HK$35.39M · min. income ≈ HK$378,494/mo (50% DSR)
Upfront cash ≈ HK$38.40M (deposit + AVD stamp duty HK$3,008,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,670
−HK$12,145/mo
▼ 0.25% · 3.875%
HK$199,694
−HK$6,121/mo
Today · 4.125%
HK$205,815
baseline
▲ 0.50% · 4.625%
HK$218,338
+HK$12,523/mo
Deposit HK$28.31M · loan HK$42.47M · min. income ≈ HK$411,630/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$3,008,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,456
−HK$11,640/mo
▼ 0.25% · 3.875%
HK$221,234
−HK$5,862/mo
Today · 4.125%
HK$227,096
baseline
▲ 0.50% · 4.625%
HK$239,067
+HK$11,971/mo
Deposit HK$28.31M · loan HK$42.47M · min. income ≈ HK$454,192/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$3,008,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,948
−HK$14,169/mo
▼ 0.25% · 3.875%
HK$232,976
−HK$7,141/mo
Today · 4.125%
HK$240,117
baseline
▲ 0.50% · 4.625%
HK$254,728
+HK$14,611/mo
Deposit HK$21.23M · loan HK$49.54M · min. income ≈ HK$480,234/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$3,008,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,365
−HK$13,580/mo
▼ 0.25% · 3.875%
HK$258,106
−HK$6,839/mo
Today · 4.125%
HK$264,945
baseline
▲ 0.50% · 4.625%
HK$278,911
+HK$13,966/mo
Deposit HK$21.23M · loan HK$49.54M · min. income ≈ HK$529,890/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$3,008,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,505
−HK$18,217/mo
▼ 0.25% · 3.875%
HK$299,541
−HK$9,181/mo
Today · 4.125%
HK$308,722
baseline
▲ 0.50% · 4.625%
HK$327,507
+HK$18,785/mo
Deposit HK$7.08M · loan HK$63.70M · min. income ≈ HK$617,444/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$3,008,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,184
−HK$17,460/mo
▼ 0.25% · 3.875%
HK$331,851
−HK$8,793/mo
Today · 4.125%
HK$340,644
baseline
▲ 0.50% · 4.625%
HK$358,600
+HK$17,956/mo
Deposit HK$7.08M · loan HK$63.70M · min. income ≈ HK$681,288/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$3,008,056 · Scale 2, in force from 26 Feb 2026)