LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,397
−HK$10,121/mo
▼ 0.25% · 3.875%
HK$166,417
−HK$5,101/mo
Today · 4.125%
HK$171,518
baseline
▲ 0.50% · 4.625%
HK$181,954
+HK$10,436/mo
Deposit HK$35.39M · loan HK$35.39M · min. income ≈ HK$343,036/mo (50% DSR)
Upfront cash ≈ HK$38.40M (deposit + AVD stamp duty HK$3,008,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,552
−HK$9,701/mo
▼ 0.25% · 3.875%
HK$184,368
−HK$4,885/mo
Today · 4.125%
HK$189,253
baseline
▲ 0.50% · 4.625%
HK$199,229
+HK$9,976/mo
Deposit HK$35.39M · loan HK$35.39M · min. income ≈ HK$378,506/mo (50% DSR)
Upfront cash ≈ HK$38.40M (deposit + AVD stamp duty HK$3,008,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,676
−HK$12,146/mo
▼ 0.25% · 3.875%
HK$199,701
−HK$6,121/mo
Today · 4.125%
HK$205,822
baseline
▲ 0.50% · 4.625%
HK$218,345
+HK$12,523/mo
Deposit HK$28.31M · loan HK$42.47M · min. income ≈ HK$411,644/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$3,008,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,463
−HK$11,641/mo
▼ 0.25% · 3.875%
HK$221,242
−HK$5,862/mo
Today · 4.125%
HK$227,104
baseline
▲ 0.50% · 4.625%
HK$239,075
+HK$11,971/mo
Deposit HK$28.31M · loan HK$42.47M · min. income ≈ HK$454,208/mo (50% DSR)
Upfront cash ≈ HK$31.32M (deposit + AVD stamp duty HK$3,008,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,956
−HK$14,169/mo
▼ 0.25% · 3.875%
HK$232,984
−HK$7,141/mo
Today · 4.125%
HK$240,125
baseline
▲ 0.50% · 4.625%
HK$254,736
+HK$14,611/mo
Deposit HK$21.23M · loan HK$49.55M · min. income ≈ HK$480,250/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$3,008,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,373
−HK$13,581/mo
▼ 0.25% · 3.875%
HK$258,115
−HK$6,839/mo
Today · 4.125%
HK$264,954
baseline
▲ 0.50% · 4.625%
HK$278,921
+HK$13,967/mo
Deposit HK$21.23M · loan HK$49.55M · min. income ≈ HK$529,908/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$3,008,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,515
−HK$18,217/mo
▼ 0.25% · 3.875%
HK$299,551
−HK$9,181/mo
Today · 4.125%
HK$308,732
baseline
▲ 0.50% · 4.625%
HK$327,518
+HK$18,786/mo
Deposit HK$7.08M · loan HK$63.70M · min. income ≈ HK$617,464/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$3,008,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,194
−HK$17,462/mo
▼ 0.25% · 3.875%
HK$331,862
−HK$8,794/mo
Today · 4.125%
HK$340,656
baseline
▲ 0.50% · 4.625%
HK$358,612
+HK$17,956/mo
Deposit HK$7.08M · loan HK$63.70M · min. income ≈ HK$681,312/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$3,008,158 · Scale 2, in force from 26 Feb 2026)