LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,140
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,642
−HK$510/mo
Today · 4.125%
HK$17,152
baseline
▲ 0.50% · 4.625%
HK$18,196
+HK$1,044/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,304/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,956
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,438
−HK$488/mo
Today · 4.125%
HK$18,926
baseline
▲ 0.50% · 4.625%
HK$19,924
+HK$998/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,852/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,368
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,971
−HK$612/mo
Today · 4.125%
HK$20,583
baseline
▲ 0.50% · 4.625%
HK$21,835
+HK$1,252/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$41,166/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,547
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,125
−HK$586/mo
Today · 4.125%
HK$22,711
baseline
▲ 0.50% · 4.625%
HK$23,908
+HK$1,197/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$45,422/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,596
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,299
−HK$714/mo
Today · 4.125%
HK$24,013
baseline
▲ 0.50% · 4.625%
HK$25,475
+HK$1,462/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$48,026/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,138
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,813
−HK$683/mo
Today · 4.125%
HK$26,496
baseline
▲ 0.50% · 4.625%
HK$27,893
+HK$1,397/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,992/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,053
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,956
−HK$918/mo
Today · 4.125%
HK$30,874
baseline
▲ 0.50% · 4.625%
HK$32,753
+HK$1,879/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$61,748/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,321
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,188
−HK$879/mo
Today · 4.125%
HK$34,067
baseline
▲ 0.50% · 4.625%
HK$35,863
+HK$1,796/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$68,134/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,349 · Scale 2, in force from 26 Feb 2026)