LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,148
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,650
−HK$511/mo
Today · 4.125%
HK$17,161
baseline
▲ 0.50% · 4.625%
HK$18,205
+HK$1,044/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,322/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,965
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,446
−HK$489/mo
Today · 4.125%
HK$18,935
baseline
▲ 0.50% · 4.625%
HK$19,933
+HK$998/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,870/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,378
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,981
−HK$612/mo
Today · 4.125%
HK$20,593
baseline
▲ 0.50% · 4.625%
HK$21,846
+HK$1,253/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$41,186/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,558
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,136
−HK$586/mo
Today · 4.125%
HK$22,722
baseline
▲ 0.50% · 4.625%
HK$23,920
+HK$1,198/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$45,444/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,607
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$714/mo
Today · 4.125%
HK$24,025
baseline
▲ 0.50% · 4.625%
HK$25,487
+HK$1,462/mo
Deposit HK$2.12M · loan HK$4.96M · min. income ≈ HK$48,050/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,150
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,825
−HK$684/mo
Today · 4.125%
HK$26,509
baseline
▲ 0.50% · 4.625%
HK$27,907
+HK$1,398/mo
Deposit HK$2.12M · loan HK$4.96M · min. income ≈ HK$53,018/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,067
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,971
−HK$918/mo
Today · 4.125%
HK$30,889
baseline
▲ 0.50% · 4.625%
HK$32,769
+HK$1,880/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$61,778/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$212,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,336
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,204
−HK$879/mo
Today · 4.125%
HK$34,083
baseline
▲ 0.50% · 4.625%
HK$35,880
+HK$1,797/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$68,166/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$212,452 · Scale 2, in force from 26 Feb 2026)