LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,151
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,654
−HK$510/mo
Today · 4.125%
HK$17,164
baseline
▲ 0.50% · 4.625%
HK$18,208
+HK$1,044/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,328/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,968
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,450
−HK$489/mo
Today · 4.125%
HK$18,939
baseline
▲ 0.50% · 4.625%
HK$19,937
+HK$998/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,878/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,381
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,984
−HK$613/mo
Today · 4.125%
HK$20,597
baseline
▲ 0.50% · 4.625%
HK$21,850
+HK$1,253/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$41,194/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,562
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,140
−HK$587/mo
Today · 4.125%
HK$22,727
baseline
▲ 0.50% · 4.625%
HK$23,924
+HK$1,197/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$45,454/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,612
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,315
−HK$715/mo
Today · 4.125%
HK$24,030
baseline
▲ 0.50% · 4.625%
HK$25,492
+HK$1,462/mo
Deposit HK$2.12M · loan HK$4.96M · min. income ≈ HK$48,060/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,155
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,830
−HK$684/mo
Today · 4.125%
HK$26,514
baseline
▲ 0.50% · 4.625%
HK$27,912
+HK$1,398/mo
Deposit HK$2.12M · loan HK$4.96M · min. income ≈ HK$53,028/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,072
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,976
−HK$919/mo
Today · 4.125%
HK$30,895
baseline
▲ 0.50% · 4.625%
HK$32,775
+HK$1,880/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$61,790/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$212,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,342
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,210
−HK$880/mo
Today · 4.125%
HK$34,090
baseline
▲ 0.50% · 4.625%
HK$35,887
+HK$1,797/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$68,180/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$212,492 · Scale 2, in force from 26 Feb 2026)