LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,547
−HK$10,131/mo
▼ 0.25% · 3.875%
HK$166,572
−HK$5,106/mo
Today · 4.125%
HK$171,678
baseline
▲ 0.50% · 4.625%
HK$182,124
+HK$10,446/mo
Deposit HK$35.42M · loan HK$35.42M · min. income ≈ HK$343,356/mo (50% DSR)
Upfront cash ≈ HK$38.43M (deposit + AVD stamp duty HK$3,010,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,720
−HK$9,710/mo
▼ 0.25% · 3.875%
HK$184,540
−HK$4,890/mo
Today · 4.125%
HK$189,430
baseline
▲ 0.50% · 4.625%
HK$199,415
+HK$9,985/mo
Deposit HK$35.42M · loan HK$35.42M · min. income ≈ HK$378,860/mo (50% DSR)
Upfront cash ≈ HK$38.43M (deposit + AVD stamp duty HK$3,010,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,857
−HK$12,156/mo
▼ 0.25% · 3.875%
HK$199,887
−HK$6,126/mo
Today · 4.125%
HK$206,013
baseline
▲ 0.50% · 4.625%
HK$218,549
+HK$12,536/mo
Deposit HK$28.34M · loan HK$42.51M · min. income ≈ HK$412,026/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$3,010,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,664
−HK$11,651/mo
▼ 0.25% · 3.875%
HK$221,448
−HK$5,867/mo
Today · 4.125%
HK$227,315
baseline
▲ 0.50% · 4.625%
HK$239,298
+HK$11,983/mo
Deposit HK$28.34M · loan HK$42.51M · min. income ≈ HK$454,630/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$3,010,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,166
−HK$14,183/mo
▼ 0.25% · 3.875%
HK$233,201
−HK$7,148/mo
Today · 4.125%
HK$240,349
baseline
▲ 0.50% · 4.625%
HK$254,974
+HK$14,625/mo
Deposit HK$21.25M · loan HK$49.59M · min. income ≈ HK$480,698/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$3,010,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,608
−HK$13,593/mo
▼ 0.25% · 3.875%
HK$258,356
−HK$6,845/mo
Today · 4.125%
HK$265,201
baseline
▲ 0.50% · 4.625%
HK$279,181
+HK$13,980/mo
Deposit HK$21.25M · loan HK$49.59M · min. income ≈ HK$530,402/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$3,010,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,785
−HK$18,235/mo
▼ 0.25% · 3.875%
HK$299,830
−HK$9,190/mo
Today · 4.125%
HK$309,020
baseline
▲ 0.50% · 4.625%
HK$327,823
+HK$18,803/mo
Deposit HK$7.08M · loan HK$63.76M · min. income ≈ HK$618,040/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$3,010,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,496
−HK$17,477/mo
▼ 0.25% · 3.875%
HK$332,172
−HK$8,801/mo
Today · 4.125%
HK$340,973
baseline
▲ 0.50% · 4.625%
HK$358,946
+HK$17,973/mo
Deposit HK$7.08M · loan HK$63.76M · min. income ≈ HK$681,946/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$3,010,962 · Scale 2, in force from 26 Feb 2026)