LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,555
−HK$10,131/mo
▼ 0.25% · 3.875%
HK$166,580
−HK$5,106/mo
Today · 4.125%
HK$171,686
baseline
▲ 0.50% · 4.625%
HK$182,133
+HK$10,447/mo
Deposit HK$35.42M · loan HK$35.42M · min. income ≈ HK$343,372/mo (50% DSR)
Upfront cash ≈ HK$38.44M (deposit + AVD stamp duty HK$3,011,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,728
−HK$9,710/mo
▼ 0.25% · 3.875%
HK$184,548
−HK$4,890/mo
Today · 4.125%
HK$189,438
baseline
▲ 0.50% · 4.625%
HK$199,424
+HK$9,986/mo
Deposit HK$35.42M · loan HK$35.42M · min. income ≈ HK$378,876/mo (50% DSR)
Upfront cash ≈ HK$38.44M (deposit + AVD stamp duty HK$3,011,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,866
−HK$12,157/mo
▼ 0.25% · 3.875%
HK$199,896
−HK$6,127/mo
Today · 4.125%
HK$206,023
baseline
▲ 0.50% · 4.625%
HK$218,559
+HK$12,536/mo
Deposit HK$28.34M · loan HK$42.51M · min. income ≈ HK$412,046/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$3,011,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,674
−HK$11,652/mo
▼ 0.25% · 3.875%
HK$221,458
−HK$5,868/mo
Today · 4.125%
HK$227,326
baseline
▲ 0.50% · 4.625%
HK$239,309
+HK$11,983/mo
Deposit HK$28.34M · loan HK$42.51M · min. income ≈ HK$454,652/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$3,011,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,177
−HK$14,183/mo
▼ 0.25% · 3.875%
HK$233,212
−HK$7,148/mo
Today · 4.125%
HK$240,360
baseline
▲ 0.50% · 4.625%
HK$254,986
+HK$14,626/mo
Deposit HK$21.25M · loan HK$49.59M · min. income ≈ HK$480,720/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$3,011,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,620
−HK$13,594/mo
▼ 0.25% · 3.875%
HK$258,368
−HK$6,846/mo
Today · 4.125%
HK$265,214
baseline
▲ 0.50% · 4.625%
HK$279,194
+HK$13,980/mo
Deposit HK$21.25M · loan HK$49.59M · min. income ≈ HK$530,428/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$3,011,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,799
−HK$18,236/mo
▼ 0.25% · 3.875%
HK$299,844
−HK$9,191/mo
Today · 4.125%
HK$309,035
baseline
▲ 0.50% · 4.625%
HK$327,839
+HK$18,804/mo
Deposit HK$7.08M · loan HK$63.76M · min. income ≈ HK$618,070/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$3,011,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,511
−HK$17,478/mo
▼ 0.25% · 3.875%
HK$332,187
−HK$8,802/mo
Today · 4.125%
HK$340,989
baseline
▲ 0.50% · 4.625%
HK$358,963
+HK$17,974/mo
Deposit HK$7.08M · loan HK$63.76M · min. income ≈ HK$681,978/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$3,011,102 · Scale 2, in force from 26 Feb 2026)