LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,640
−HK$10,136/mo
▼ 0.25% · 3.875%
HK$166,668
−HK$5,108/mo
Today · 4.125%
HK$171,776
baseline
▲ 0.50% · 4.625%
HK$182,228
+HK$10,452/mo
Deposit HK$35.44M · loan HK$35.44M · min. income ≈ HK$343,552/mo (50% DSR)
Upfront cash ≈ HK$38.46M (deposit + AVD stamp duty HK$3,012,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,823
−HK$9,715/mo
▼ 0.25% · 3.875%
HK$184,645
−HK$4,893/mo
Today · 4.125%
HK$189,538
baseline
▲ 0.50% · 4.625%
HK$199,529
+HK$9,991/mo
Deposit HK$35.44M · loan HK$35.44M · min. income ≈ HK$379,076/mo (50% DSR)
Upfront cash ≈ HK$38.46M (deposit + AVD stamp duty HK$3,012,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,968
−HK$12,163/mo
▼ 0.25% · 3.875%
HK$200,001
−HK$6,130/mo
Today · 4.125%
HK$206,131
baseline
▲ 0.50% · 4.625%
HK$218,674
+HK$12,543/mo
Deposit HK$28.35M · loan HK$42.53M · min. income ≈ HK$412,262/mo (50% DSR)
Upfront cash ≈ HK$31.37M (deposit + AVD stamp duty HK$3,012,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,787
−HK$11,659/mo
▼ 0.25% · 3.875%
HK$221,575
−HK$5,871/mo
Today · 4.125%
HK$227,446
baseline
▲ 0.50% · 4.625%
HK$239,434
+HK$11,988/mo
Deposit HK$28.35M · loan HK$42.53M · min. income ≈ HK$454,892/mo (50% DSR)
Upfront cash ≈ HK$31.37M (deposit + AVD stamp duty HK$3,012,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,296
−HK$14,190/mo
▼ 0.25% · 3.875%
HK$233,335
−HK$7,151/mo
Today · 4.125%
HK$240,486
baseline
▲ 0.50% · 4.625%
HK$255,120
+HK$14,634/mo
Deposit HK$21.27M · loan HK$49.62M · min. income ≈ HK$480,972/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$3,012,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,752
−HK$13,601/mo
▼ 0.25% · 3.875%
HK$258,504
−HK$6,849/mo
Today · 4.125%
HK$265,353
baseline
▲ 0.50% · 4.625%
HK$279,340
+HK$13,987/mo
Deposit HK$21.27M · loan HK$49.62M · min. income ≈ HK$530,706/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$3,012,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,952
−HK$18,245/mo
▼ 0.25% · 3.875%
HK$300,002
−HK$9,195/mo
Today · 4.125%
HK$309,197
baseline
▲ 0.50% · 4.625%
HK$328,011
+HK$18,814/mo
Deposit HK$7.09M · loan HK$63.80M · min. income ≈ HK$618,394/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$3,012,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,681
−HK$17,487/mo
▼ 0.25% · 3.875%
HK$332,362
−HK$8,806/mo
Today · 4.125%
HK$341,168
baseline
▲ 0.50% · 4.625%
HK$359,152
+HK$17,984/mo
Deposit HK$7.09M · loan HK$63.80M · min. income ≈ HK$682,336/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$3,012,685 · Scale 2, in force from 26 Feb 2026)