LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,165
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,668
−HK$510/mo
Today · 4.125%
HK$17,178
baseline
▲ 0.50% · 4.625%
HK$18,224
+HK$1,046/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,356/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,983
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,465
−HK$490/mo
Today · 4.125%
HK$18,955
baseline
▲ 0.50% · 4.625%
HK$19,954
+HK$999/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,910/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,398
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$20,001
−HK$613/mo
Today · 4.125%
HK$20,614
baseline
▲ 0.50% · 4.625%
HK$21,868
+HK$1,254/mo
Deposit HK$2.84M · loan HK$4.25M · min. income ≈ HK$41,228/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,580
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,158
−HK$588/mo
Today · 4.125%
HK$22,746
baseline
▲ 0.50% · 4.625%
HK$23,945
+HK$1,199/mo
Deposit HK$2.84M · loan HK$4.25M · min. income ≈ HK$45,492/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,631
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,335
−HK$715/mo
Today · 4.125%
HK$24,050
baseline
▲ 0.50% · 4.625%
HK$25,513
+HK$1,463/mo
Deposit HK$2.13M · loan HK$4.96M · min. income ≈ HK$48,100/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,176
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,852
−HK$685/mo
Today · 4.125%
HK$26,537
baseline
▲ 0.50% · 4.625%
HK$27,935
+HK$1,398/mo
Deposit HK$2.13M · loan HK$4.96M · min. income ≈ HK$53,074/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,097
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$30,002
−HK$919/mo
Today · 4.125%
HK$30,921
baseline
▲ 0.50% · 4.625%
HK$32,803
+HK$1,882/mo
Deposit HK$709K · loan HK$6.38M · min. income ≈ HK$61,842/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,370
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,238
−HK$880/mo
Today · 4.125%
HK$34,118
baseline
▲ 0.50% · 4.625%
HK$35,917
+HK$1,799/mo
Deposit HK$709K · loan HK$6.38M · min. income ≈ HK$68,236/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,670 · Scale 2, in force from 26 Feb 2026)