LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,792
−HK$10,145/mo
▼ 0.25% · 3.875%
HK$166,824
−HK$5,113/mo
Today · 4.125%
HK$171,937
baseline
▲ 0.50% · 4.625%
HK$182,399
+HK$10,462/mo
Deposit HK$35.48M · loan HK$35.48M · min. income ≈ HK$343,874/mo (50% DSR)
Upfront cash ≈ HK$38.49M (deposit + AVD stamp duty HK$3,015,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,991
−HK$9,725/mo
▼ 0.25% · 3.875%
HK$184,819
−HK$4,897/mo
Today · 4.125%
HK$189,716
baseline
▲ 0.50% · 4.625%
HK$199,716
+HK$10,000/mo
Deposit HK$35.48M · loan HK$35.48M · min. income ≈ HK$379,432/mo (50% DSR)
Upfront cash ≈ HK$38.49M (deposit + AVD stamp duty HK$3,015,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,150
−HK$12,175/mo
▼ 0.25% · 3.875%
HK$200,189
−HK$6,136/mo
Today · 4.125%
HK$206,325
baseline
▲ 0.50% · 4.625%
HK$218,879
+HK$12,554/mo
Deposit HK$28.38M · loan HK$42.57M · min. income ≈ HK$412,650/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,015,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,990
−HK$11,669/mo
▼ 0.25% · 3.875%
HK$221,782
−HK$5,877/mo
Today · 4.125%
HK$227,659
baseline
▲ 0.50% · 4.625%
HK$239,659
+HK$12,000/mo
Deposit HK$28.38M · loan HK$42.57M · min. income ≈ HK$455,318/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,015,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,508
−HK$14,204/mo
▼ 0.25% · 3.875%
HK$233,554
−HK$7,158/mo
Today · 4.125%
HK$240,712
baseline
▲ 0.50% · 4.625%
HK$255,359
+HK$14,647/mo
Deposit HK$21.29M · loan HK$49.67M · min. income ≈ HK$481,424/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$3,015,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,988
−HK$13,614/mo
▼ 0.25% · 3.875%
HK$258,746
−HK$6,856/mo
Today · 4.125%
HK$265,602
baseline
▲ 0.50% · 4.625%
HK$279,602
+HK$14,000/mo
Deposit HK$21.29M · loan HK$49.67M · min. income ≈ HK$531,204/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$3,015,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,225
−HK$18,262/mo
▼ 0.25% · 3.875%
HK$300,283
−HK$9,204/mo
Today · 4.125%
HK$309,487
baseline
▲ 0.50% · 4.625%
HK$328,319
+HK$18,832/mo
Deposit HK$7.10M · loan HK$63.86M · min. income ≈ HK$618,974/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$3,015,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$323,985
−HK$17,503/mo
▼ 0.25% · 3.875%
HK$332,674
−HK$8,814/mo
Today · 4.125%
HK$341,488
baseline
▲ 0.50% · 4.625%
HK$359,489
+HK$18,001/mo
Deposit HK$7.10M · loan HK$63.86M · min. income ≈ HK$682,976/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$3,015,512 · Scale 2, in force from 26 Feb 2026)