LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,180
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,683
−HK$511/mo
Today · 4.125%
HK$17,194
baseline
▲ 0.50% · 4.625%
HK$18,241
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,388/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,000
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,482
−HK$490/mo
Today · 4.125%
HK$18,972
baseline
▲ 0.50% · 4.625%
HK$19,972
+HK$1,000/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,944/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,416
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,020
−HK$613/mo
Today · 4.125%
HK$20,633
baseline
▲ 0.50% · 4.625%
HK$21,889
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,266/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,600
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,179
−HK$588/mo
Today · 4.125%
HK$22,767
baseline
▲ 0.50% · 4.625%
HK$23,967
+HK$1,200/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,534/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,652
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,356
−HK$716/mo
Today · 4.125%
HK$24,072
baseline
▲ 0.50% · 4.625%
HK$25,537
+HK$1,465/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,144/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,200
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,875
−HK$686/mo
Today · 4.125%
HK$26,561
baseline
▲ 0.50% · 4.625%
HK$27,961
+HK$1,400/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,122/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,123
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,029
−HK$921/mo
Today · 4.125%
HK$30,950
baseline
▲ 0.50% · 4.625%
HK$32,833
+HK$1,883/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,900/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,400
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,268
−HK$882/mo
Today · 4.125%
HK$34,150
baseline
▲ 0.50% · 4.625%
HK$35,950
+HK$1,800/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,300/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$212,867 · Scale 2, in force from 26 Feb 2026)