LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,181
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,685
−HK$511/mo
Today · 4.125%
HK$17,196
baseline
▲ 0.50% · 4.625%
HK$18,242
+HK$1,046/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,392/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,002
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,484
−HK$490/mo
Today · 4.125%
HK$18,974
baseline
▲ 0.50% · 4.625%
HK$19,974
+HK$1,000/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,948/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,418
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,022
−HK$613/mo
Today · 4.125%
HK$20,635
baseline
▲ 0.50% · 4.625%
HK$21,891
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,270/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,602
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,181
−HK$588/mo
Today · 4.125%
HK$22,769
baseline
▲ 0.50% · 4.625%
HK$23,969
+HK$1,200/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,538/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,654
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,358
−HK$716/mo
Today · 4.125%
HK$24,074
baseline
▲ 0.50% · 4.625%
HK$25,539
+HK$1,465/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,148/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,202
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,878
−HK$686/mo
Today · 4.125%
HK$26,564
baseline
▲ 0.50% · 4.625%
HK$27,964
+HK$1,400/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,128/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,126
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,032
−HK$921/mo
Today · 4.125%
HK$30,953
baseline
▲ 0.50% · 4.625%
HK$32,836
+HK$1,883/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,906/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,403
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,272
−HK$881/mo
Today · 4.125%
HK$34,153
baseline
▲ 0.50% · 4.625%
HK$35,954
+HK$1,801/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,306/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,888 · Scale 2, in force from 26 Feb 2026)