LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,817
−HK$10,147/mo
▼ 0.25% · 3.875%
HK$166,850
−HK$5,114/mo
Today · 4.125%
HK$171,964
baseline
▲ 0.50% · 4.625%
HK$182,428
+HK$10,464/mo
Deposit HK$35.48M · loan HK$35.48M · min. income ≈ HK$343,928/mo (50% DSR)
Upfront cash ≈ HK$38.50M (deposit + AVD stamp duty HK$3,015,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,020
−HK$9,726/mo
▼ 0.25% · 3.875%
HK$184,848
−HK$4,898/mo
Today · 4.125%
HK$189,746
baseline
▲ 0.50% · 4.625%
HK$199,747
+HK$10,001/mo
Deposit HK$35.48M · loan HK$35.48M · min. income ≈ HK$379,492/mo (50% DSR)
Upfront cash ≈ HK$38.50M (deposit + AVD stamp duty HK$3,015,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,180
−HK$12,177/mo
▼ 0.25% · 3.875%
HK$200,220
−HK$6,137/mo
Today · 4.125%
HK$206,357
baseline
▲ 0.50% · 4.625%
HK$218,913
+HK$12,556/mo
Deposit HK$28.39M · loan HK$42.58M · min. income ≈ HK$412,714/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,015,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,024
−HK$11,671/mo
▼ 0.25% · 3.875%
HK$221,817
−HK$5,878/mo
Today · 4.125%
HK$227,695
baseline
▲ 0.50% · 4.625%
HK$239,697
+HK$12,002/mo
Deposit HK$28.39M · loan HK$42.58M · min. income ≈ HK$455,390/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,015,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,544
−HK$14,206/mo
▼ 0.25% · 3.875%
HK$233,590
−HK$7,160/mo
Today · 4.125%
HK$240,750
baseline
▲ 0.50% · 4.625%
HK$255,399
+HK$14,649/mo
Deposit HK$21.29M · loan HK$49.68M · min. income ≈ HK$481,500/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$3,015,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,028
−HK$13,616/mo
▼ 0.25% · 3.875%
HK$258,787
−HK$6,857/mo
Today · 4.125%
HK$265,644
baseline
▲ 0.50% · 4.625%
HK$279,646
+HK$14,002/mo
Deposit HK$21.29M · loan HK$49.68M · min. income ≈ HK$531,288/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$3,015,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,270
−HK$18,266/mo
▼ 0.25% · 3.875%
HK$300,331
−HK$9,205/mo
Today · 4.125%
HK$309,536
baseline
▲ 0.50% · 4.625%
HK$328,370
+HK$18,834/mo
Deposit HK$7.10M · loan HK$63.87M · min. income ≈ HK$619,072/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$3,015,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,035
−HK$17,507/mo
▼ 0.25% · 3.875%
HK$332,726
−HK$8,816/mo
Today · 4.125%
HK$341,542
baseline
▲ 0.50% · 4.625%
HK$359,545
+HK$18,003/mo
Deposit HK$7.10M · loan HK$63.87M · min. income ≈ HK$683,084/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$3,015,985 · Scale 2, in force from 26 Feb 2026)