LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,833
−HK$10,149/mo
▼ 0.25% · 3.875%
HK$166,867
−HK$5,115/mo
Today · 4.125%
HK$171,982
baseline
▲ 0.50% · 4.625%
HK$182,446
+HK$10,464/mo
Deposit HK$35.49M · loan HK$35.49M · min. income ≈ HK$343,964/mo (50% DSR)
Upfront cash ≈ HK$38.50M (deposit + AVD stamp duty HK$3,016,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,038
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$184,866
−HK$4,899/mo
Today · 4.125%
HK$189,765
baseline
▲ 0.50% · 4.625%
HK$199,767
+HK$10,002/mo
Deposit HK$35.49M · loan HK$35.49M · min. income ≈ HK$379,530/mo (50% DSR)
Upfront cash ≈ HK$38.50M (deposit + AVD stamp duty HK$3,016,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,200
−HK$12,178/mo
▼ 0.25% · 3.875%
HK$200,240
−HK$6,138/mo
Today · 4.125%
HK$206,378
baseline
▲ 0.50% · 4.625%
HK$218,935
+HK$12,557/mo
Deposit HK$28.39M · loan HK$42.58M · min. income ≈ HK$412,756/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,016,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,045
−HK$11,673/mo
▼ 0.25% · 3.875%
HK$221,840
−HK$5,878/mo
Today · 4.125%
HK$227,718
baseline
▲ 0.50% · 4.625%
HK$239,721
+HK$12,003/mo
Deposit HK$28.39M · loan HK$42.58M · min. income ≈ HK$455,436/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$3,016,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,566
−HK$14,208/mo
▼ 0.25% · 3.875%
HK$233,614
−HK$7,160/mo
Today · 4.125%
HK$240,774
baseline
▲ 0.50% · 4.625%
HK$255,425
+HK$14,651/mo
Deposit HK$21.29M · loan HK$49.68M · min. income ≈ HK$481,548/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$3,016,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,053
−HK$13,617/mo
▼ 0.25% · 3.875%
HK$258,813
−HK$6,857/mo
Today · 4.125%
HK$265,670
baseline
▲ 0.50% · 4.625%
HK$279,674
+HK$14,004/mo
Deposit HK$21.29M · loan HK$49.68M · min. income ≈ HK$531,340/mo (50% DSR)
Upfront cash ≈ HK$24.31M (deposit + AVD stamp duty HK$3,016,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,300
−HK$18,267/mo
▼ 0.25% · 3.875%
HK$300,361
−HK$9,206/mo
Today · 4.125%
HK$309,567
baseline
▲ 0.50% · 4.625%
HK$328,403
+HK$18,836/mo
Deposit HK$7.10M · loan HK$63.87M · min. income ≈ HK$619,134/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$3,016,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,068
−HK$17,508/mo
▼ 0.25% · 3.875%
HK$332,759
−HK$8,817/mo
Today · 4.125%
HK$341,576
baseline
▲ 0.50% · 4.625%
HK$359,581
+HK$18,005/mo
Deposit HK$7.10M · loan HK$63.87M · min. income ≈ HK$683,152/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$3,016,288 · Scale 2, in force from 26 Feb 2026)