LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,184
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,688
−HK$511/mo
Today · 4.125%
HK$17,199
baseline
▲ 0.50% · 4.625%
HK$18,246
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,398/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,005
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,488
−HK$489/mo
Today · 4.125%
HK$18,977
baseline
▲ 0.50% · 4.625%
HK$19,978
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,954/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,421
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,025
−HK$614/mo
Today · 4.125%
HK$20,639
baseline
▲ 0.50% · 4.625%
HK$21,895
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,278/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,606
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,185
−HK$588/mo
Today · 4.125%
HK$22,773
baseline
▲ 0.50% · 4.625%
HK$23,973
+HK$1,200/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,546/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,658
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,363
−HK$716/mo
Today · 4.125%
HK$24,079
baseline
▲ 0.50% · 4.625%
HK$25,544
+HK$1,465/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,158/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,207
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,883
−HK$685/mo
Today · 4.125%
HK$26,568
baseline
▲ 0.50% · 4.625%
HK$27,969
+HK$1,401/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,136/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,131
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,038
−HK$920/mo
Today · 4.125%
HK$30,958
baseline
▲ 0.50% · 4.625%
HK$32,842
+HK$1,884/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,916/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,408
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,278
−HK$881/mo
Today · 4.125%
HK$34,159
baseline
▲ 0.50% · 4.625%
HK$35,960
+HK$1,801/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,318/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,925 · Scale 2, in force from 26 Feb 2026)