LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,185
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,688
−HK$512/mo
Today · 4.125%
HK$17,200
baseline
▲ 0.50% · 4.625%
HK$18,246
+HK$1,046/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,400/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,005
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,488
−HK$490/mo
Today · 4.125%
HK$18,978
baseline
▲ 0.50% · 4.625%
HK$19,979
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,956/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,422
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,026
−HK$614/mo
Today · 4.125%
HK$20,640
baseline
▲ 0.50% · 4.625%
HK$21,896
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,280/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,607
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,186
−HK$588/mo
Today · 4.125%
HK$22,774
baseline
▲ 0.50% · 4.625%
HK$23,974
+HK$1,200/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,548/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,659
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,364
−HK$716/mo
Today · 4.125%
HK$24,080
baseline
▲ 0.50% · 4.625%
HK$25,545
+HK$1,465/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,160/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,208
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,884
−HK$685/mo
Today · 4.125%
HK$26,569
baseline
▲ 0.50% · 4.625%
HK$27,970
+HK$1,401/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,138/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,133
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,039
−HK$921/mo
Today · 4.125%
HK$30,960
baseline
▲ 0.50% · 4.625%
HK$32,843
+HK$1,883/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,920/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,410
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,279
−HK$882/mo
Today · 4.125%
HK$34,161
baseline
▲ 0.50% · 4.625%
HK$35,961
+HK$1,800/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,322/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,934 · Scale 2, in force from 26 Feb 2026)