LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,187
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,690
−HK$512/mo
Today · 4.125%
HK$17,202
baseline
▲ 0.50% · 4.625%
HK$18,248
+HK$1,046/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,404/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,007
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,490
−HK$490/mo
Today · 4.125%
HK$18,980
baseline
▲ 0.50% · 4.625%
HK$19,981
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,960/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,424
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,028
−HK$614/mo
Today · 4.125%
HK$20,642
baseline
▲ 0.50% · 4.625%
HK$21,898
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,284/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,609
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,189
−HK$587/mo
Today · 4.125%
HK$22,776
baseline
▲ 0.50% · 4.625%
HK$23,977
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,552/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,661
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,366
−HK$716/mo
Today · 4.125%
HK$24,082
baseline
▲ 0.50% · 4.625%
HK$25,548
+HK$1,466/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,164/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,210
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$686/mo
Today · 4.125%
HK$26,573
baseline
▲ 0.50% · 4.625%
HK$27,973
+HK$1,400/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,146/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,136
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,042
−HK$921/mo
Today · 4.125%
HK$30,963
baseline
▲ 0.50% · 4.625%
HK$32,847
+HK$1,884/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,926/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,413
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,283
−HK$882/mo
Today · 4.125%
HK$34,165
baseline
▲ 0.50% · 4.625%
HK$35,966
+HK$1,801/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,330/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,959 · Scale 2, in force from 26 Feb 2026)