LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,892
−HK$10,153/mo
▼ 0.25% · 3.875%
HK$166,928
−HK$5,117/mo
Today · 4.125%
HK$172,045
baseline
▲ 0.50% · 4.625%
HK$182,513
+HK$10,468/mo
Deposit HK$35.50M · loan HK$35.50M · min. income ≈ HK$344,090/mo (50% DSR)
Upfront cash ≈ HK$38.52M (deposit + AVD stamp duty HK$3,017,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,104
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$184,934
−HK$4,900/mo
Today · 4.125%
HK$189,834
baseline
▲ 0.50% · 4.625%
HK$199,841
+HK$10,007/mo
Deposit HK$35.50M · loan HK$35.50M · min. income ≈ HK$379,668/mo (50% DSR)
Upfront cash ≈ HK$38.52M (deposit + AVD stamp duty HK$3,017,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,271
−HK$12,182/mo
▼ 0.25% · 3.875%
HK$200,314
−HK$6,139/mo
Today · 4.125%
HK$206,453
baseline
▲ 0.50% · 4.625%
HK$219,016
+HK$12,563/mo
Deposit HK$28.40M · loan HK$42.60M · min. income ≈ HK$412,906/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$3,017,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,124
−HK$11,677/mo
▼ 0.25% · 3.875%
HK$221,921
−HK$5,880/mo
Today · 4.125%
HK$227,801
baseline
▲ 0.50% · 4.625%
HK$239,809
+HK$12,008/mo
Deposit HK$28.40M · loan HK$42.60M · min. income ≈ HK$455,602/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$3,017,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,649
−HK$14,213/mo
▼ 0.25% · 3.875%
HK$233,699
−HK$7,163/mo
Today · 4.125%
HK$240,862
baseline
▲ 0.50% · 4.625%
HK$255,518
+HK$14,656/mo
Deposit HK$21.30M · loan HK$49.70M · min. income ≈ HK$481,724/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$3,017,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,145
−HK$13,623/mo
▼ 0.25% · 3.875%
HK$258,908
−HK$6,860/mo
Today · 4.125%
HK$265,768
baseline
▲ 0.50% · 4.625%
HK$279,777
+HK$14,009/mo
Deposit HK$21.30M · loan HK$49.70M · min. income ≈ HK$531,536/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$3,017,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,406
−HK$18,274/mo
▼ 0.25% · 3.875%
HK$300,471
−HK$9,209/mo
Today · 4.125%
HK$309,680
baseline
▲ 0.50% · 4.625%
HK$328,523
+HK$18,843/mo
Deposit HK$7.10M · loan HK$63.90M · min. income ≈ HK$619,360/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,017,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,187
−HK$17,514/mo
▼ 0.25% · 3.875%
HK$332,881
−HK$8,820/mo
Today · 4.125%
HK$341,701
baseline
▲ 0.50% · 4.625%
HK$359,713
+HK$18,012/mo
Deposit HK$7.10M · loan HK$63.90M · min. income ≈ HK$683,402/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,017,393 · Scale 2, in force from 26 Feb 2026)