LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,906
−HK$10,153/mo
▼ 0.25% · 3.875%
HK$166,942
−HK$5,117/mo
Today · 4.125%
HK$172,059
baseline
▲ 0.50% · 4.625%
HK$182,529
+HK$10,470/mo
Deposit HK$35.50M · loan HK$35.50M · min. income ≈ HK$344,118/mo (50% DSR)
Upfront cash ≈ HK$38.52M (deposit + AVD stamp duty HK$3,017,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,119
−HK$9,731/mo
▼ 0.25% · 3.875%
HK$184,950
−HK$4,900/mo
Today · 4.125%
HK$189,850
baseline
▲ 0.50% · 4.625%
HK$199,858
+HK$10,008/mo
Deposit HK$35.50M · loan HK$35.50M · min. income ≈ HK$379,700/mo (50% DSR)
Upfront cash ≈ HK$38.52M (deposit + AVD stamp duty HK$3,017,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,287
−HK$12,184/mo
▼ 0.25% · 3.875%
HK$200,331
−HK$6,140/mo
Today · 4.125%
HK$206,471
baseline
▲ 0.50% · 4.625%
HK$219,034
+HK$12,563/mo
Deposit HK$28.40M · loan HK$42.60M · min. income ≈ HK$412,942/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$3,017,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,143
−HK$11,677/mo
▼ 0.25% · 3.875%
HK$221,940
−HK$5,880/mo
Today · 4.125%
HK$227,820
baseline
▲ 0.50% · 4.625%
HK$239,829
+HK$12,009/mo
Deposit HK$28.40M · loan HK$42.60M · min. income ≈ HK$455,640/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$3,017,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,669
−HK$14,214/mo
▼ 0.25% · 3.875%
HK$233,719
−HK$7,164/mo
Today · 4.125%
HK$240,883
baseline
▲ 0.50% · 4.625%
HK$255,540
+HK$14,657/mo
Deposit HK$21.30M · loan HK$49.70M · min. income ≈ HK$481,766/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$3,017,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,167
−HK$13,623/mo
▼ 0.25% · 3.875%
HK$258,930
−HK$6,860/mo
Today · 4.125%
HK$265,790
baseline
▲ 0.50% · 4.625%
HK$279,801
+HK$14,011/mo
Deposit HK$21.30M · loan HK$49.70M · min. income ≈ HK$531,580/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$3,017,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,431
−HK$18,276/mo
▼ 0.25% · 3.875%
HK$300,496
−HK$9,211/mo
Today · 4.125%
HK$309,707
baseline
▲ 0.50% · 4.625%
HK$328,551
+HK$18,844/mo
Deposit HK$7.10M · loan HK$63.90M · min. income ≈ HK$619,414/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,017,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,214
−HK$17,517/mo
▼ 0.25% · 3.875%
HK$332,910
−HK$8,821/mo
Today · 4.125%
HK$341,731
baseline
▲ 0.50% · 4.625%
HK$359,744
+HK$18,013/mo
Deposit HK$7.10M · loan HK$63.90M · min. income ≈ HK$683,462/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,017,650 · Scale 2, in force from 26 Feb 2026)