LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,194
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,698
−HK$511/mo
Today · 4.125%
HK$17,209
baseline
▲ 0.50% · 4.625%
HK$18,257
+HK$1,048/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,418/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$213,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,016
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,499
−HK$490/mo
Today · 4.125%
HK$18,989
baseline
▲ 0.50% · 4.625%
HK$19,990
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,978/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$213,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,433
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,037
−HK$614/mo
Today · 4.125%
HK$20,651
baseline
▲ 0.50% · 4.625%
HK$21,908
+HK$1,257/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,302/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,619
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,198
−HK$589/mo
Today · 4.125%
HK$22,787
baseline
▲ 0.50% · 4.625%
HK$23,988
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,574/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,671
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,377
−HK$716/mo
Today · 4.125%
HK$24,093
baseline
▲ 0.50% · 4.625%
HK$25,559
+HK$1,466/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,186/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,222
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,898
−HK$686/mo
Today · 4.125%
HK$26,584
baseline
▲ 0.50% · 4.625%
HK$27,986
+HK$1,402/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,168/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,149
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,056
−HK$921/mo
Today · 4.125%
HK$30,977
baseline
▲ 0.50% · 4.625%
HK$32,862
+HK$1,885/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,954/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$213,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,428
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,298
−HK$882/mo
Today · 4.125%
HK$34,180
baseline
▲ 0.50% · 4.625%
HK$35,982
+HK$1,802/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,360/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$213,054 · Scale 2, in force from 26 Feb 2026)