LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,955
−HK$10,156/mo
▼ 0.25% · 3.875%
HK$166,993
−HK$5,118/mo
Today · 4.125%
HK$172,111
baseline
▲ 0.50% · 4.625%
HK$182,584
+HK$10,473/mo
Deposit HK$35.51M · loan HK$35.51M · min. income ≈ HK$344,222/mo (50% DSR)
Upfront cash ≈ HK$38.53M (deposit + AVD stamp duty HK$3,018,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,174
−HK$9,734/mo
▼ 0.25% · 3.875%
HK$185,006
−HK$4,902/mo
Today · 4.125%
HK$189,908
baseline
▲ 0.50% · 4.625%
HK$199,918
+HK$10,010/mo
Deposit HK$35.51M · loan HK$35.51M · min. income ≈ HK$379,816/mo (50% DSR)
Upfront cash ≈ HK$38.53M (deposit + AVD stamp duty HK$3,018,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,346
−HK$12,187/mo
▼ 0.25% · 3.875%
HK$200,392
−HK$6,141/mo
Today · 4.125%
HK$206,533
baseline
▲ 0.50% · 4.625%
HK$219,101
+HK$12,568/mo
Deposit HK$28.41M · loan HK$42.62M · min. income ≈ HK$413,066/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$3,018,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,208
−HK$11,681/mo
▼ 0.25% · 3.875%
HK$222,007
−HK$5,882/mo
Today · 4.125%
HK$227,889
baseline
▲ 0.50% · 4.625%
HK$239,902
+HK$12,013/mo
Deposit HK$28.41M · loan HK$42.62M · min. income ≈ HK$455,778/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$3,018,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,737
−HK$14,219/mo
▼ 0.25% · 3.875%
HK$233,790
−HK$7,166/mo
Today · 4.125%
HK$240,956
baseline
▲ 0.50% · 4.625%
HK$255,617
+HK$14,661/mo
Deposit HK$21.31M · loan HK$49.72M · min. income ≈ HK$481,912/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,018,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,243
−HK$13,628/mo
▼ 0.25% · 3.875%
HK$259,008
−HK$6,863/mo
Today · 4.125%
HK$265,871
baseline
▲ 0.50% · 4.625%
HK$279,885
+HK$14,014/mo
Deposit HK$21.31M · loan HK$49.72M · min. income ≈ HK$531,742/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,018,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,519
−HK$18,281/mo
▼ 0.25% · 3.875%
HK$300,587
−HK$9,213/mo
Today · 4.125%
HK$309,800
baseline
▲ 0.50% · 4.625%
HK$328,651
+HK$18,851/mo
Deposit HK$7.10M · loan HK$63.92M · min. income ≈ HK$619,600/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,018,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,312
−HK$17,522/mo
▼ 0.25% · 3.875%
HK$333,010
−HK$8,824/mo
Today · 4.125%
HK$341,834
baseline
▲ 0.50% · 4.625%
HK$359,853
+HK$18,019/mo
Deposit HK$7.10M · loan HK$63.92M · min. income ≈ HK$683,668/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,018,563 · Scale 2, in force from 26 Feb 2026)