LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,971
−HK$10,157/mo
▼ 0.25% · 3.875%
HK$167,009
−HK$5,119/mo
Today · 4.125%
HK$172,128
baseline
▲ 0.50% · 4.625%
HK$182,602
+HK$10,474/mo
Deposit HK$35.52M · loan HK$35.52M · min. income ≈ HK$344,256/mo (50% DSR)
Upfront cash ≈ HK$38.53M (deposit + AVD stamp duty HK$3,018,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,191
−HK$9,735/mo
▼ 0.25% · 3.875%
HK$185,024
−HK$4,902/mo
Today · 4.125%
HK$189,926
baseline
▲ 0.50% · 4.625%
HK$199,938
+HK$10,012/mo
Deposit HK$35.52M · loan HK$35.52M · min. income ≈ HK$379,852/mo (50% DSR)
Upfront cash ≈ HK$38.53M (deposit + AVD stamp duty HK$3,018,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,365
−HK$12,189/mo
▼ 0.25% · 3.875%
HK$200,411
−HK$6,143/mo
Today · 4.125%
HK$206,554
baseline
▲ 0.50% · 4.625%
HK$219,122
+HK$12,568/mo
Deposit HK$28.41M · loan HK$42.62M · min. income ≈ HK$413,108/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$3,018,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,229
−HK$11,683/mo
▼ 0.25% · 3.875%
HK$222,029
−HK$5,883/mo
Today · 4.125%
HK$227,912
baseline
▲ 0.50% · 4.625%
HK$239,925
+HK$12,013/mo
Deposit HK$28.41M · loan HK$42.62M · min. income ≈ HK$455,824/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$3,018,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,760
−HK$14,219/mo
▼ 0.25% · 3.875%
HK$233,813
−HK$7,166/mo
Today · 4.125%
HK$240,979
baseline
▲ 0.50% · 4.625%
HK$255,642
+HK$14,663/mo
Deposit HK$21.31M · loan HK$49.72M · min. income ≈ HK$481,958/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,018,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,268
−HK$13,629/mo
▼ 0.25% · 3.875%
HK$259,033
−HK$6,864/mo
Today · 4.125%
HK$265,897
baseline
▲ 0.50% · 4.625%
HK$279,913
+HK$14,016/mo
Deposit HK$21.31M · loan HK$49.72M · min. income ≈ HK$531,794/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,018,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,548
−HK$18,283/mo
▼ 0.25% · 3.875%
HK$300,617
−HK$9,214/mo
Today · 4.125%
HK$309,831
baseline
▲ 0.50% · 4.625%
HK$328,683
+HK$18,852/mo
Deposit HK$7.10M · loan HK$63.93M · min. income ≈ HK$619,662/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,018,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,344
−HK$17,524/mo
▼ 0.25% · 3.875%
HK$333,043
−HK$8,825/mo
Today · 4.125%
HK$341,868
baseline
▲ 0.50% · 4.625%
HK$359,888
+HK$18,020/mo
Deposit HK$7.10M · loan HK$63.93M · min. income ≈ HK$683,736/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,018,859 · Scale 2, in force from 26 Feb 2026)