LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,992
−HK$10,159/mo
▼ 0.25% · 3.875%
HK$167,031
−HK$5,120/mo
Today · 4.125%
HK$172,151
baseline
▲ 0.50% · 4.625%
HK$182,626
+HK$10,475/mo
Deposit HK$35.52M · loan HK$35.52M · min. income ≈ HK$344,302/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,019,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,215
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$185,048
−HK$4,903/mo
Today · 4.125%
HK$189,951
baseline
▲ 0.50% · 4.625%
HK$199,964
+HK$10,013/mo
Deposit HK$35.52M · loan HK$35.52M · min. income ≈ HK$379,902/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,019,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,391
−HK$12,190/mo
▼ 0.25% · 3.875%
HK$200,438
−HK$6,143/mo
Today · 4.125%
HK$206,581
baseline
▲ 0.50% · 4.625%
HK$219,151
+HK$12,570/mo
Deposit HK$28.42M · loan HK$42.62M · min. income ≈ HK$413,162/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$3,019,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,258
−HK$11,684/mo
▼ 0.25% · 3.875%
HK$222,058
−HK$5,884/mo
Today · 4.125%
HK$227,942
baseline
▲ 0.50% · 4.625%
HK$239,957
+HK$12,015/mo
Deposit HK$28.42M · loan HK$42.62M · min. income ≈ HK$455,884/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$3,019,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,789
−HK$14,222/mo
▼ 0.25% · 3.875%
HK$233,844
−HK$7,167/mo
Today · 4.125%
HK$241,011
baseline
▲ 0.50% · 4.625%
HK$255,676
+HK$14,665/mo
Deposit HK$21.31M · loan HK$49.73M · min. income ≈ HK$482,022/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,019,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,301
−HK$13,631/mo
▼ 0.25% · 3.875%
HK$259,068
−HK$6,864/mo
Today · 4.125%
HK$265,932
baseline
▲ 0.50% · 4.625%
HK$279,950
+HK$14,018/mo
Deposit HK$21.31M · loan HK$49.73M · min. income ≈ HK$531,864/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,019,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,586
−HK$18,285/mo
▼ 0.25% · 3.875%
HK$300,656
−HK$9,215/mo
Today · 4.125%
HK$309,871
baseline
▲ 0.50% · 4.625%
HK$328,726
+HK$18,855/mo
Deposit HK$7.10M · loan HK$63.94M · min. income ≈ HK$619,742/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,019,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,387
−HK$17,526/mo
▼ 0.25% · 3.875%
HK$333,087
−HK$8,826/mo
Today · 4.125%
HK$341,913
baseline
▲ 0.50% · 4.625%
HK$359,935
+HK$18,022/mo
Deposit HK$7.10M · loan HK$63.94M · min. income ≈ HK$683,826/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,019,257 · Scale 2, in force from 26 Feb 2026)