LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,994
−HK$10,158/mo
▼ 0.25% · 3.875%
HK$167,033
−HK$5,119/mo
Today · 4.125%
HK$172,152
baseline
▲ 0.50% · 4.625%
HK$182,627
+HK$10,475/mo
Deposit HK$35.52M · loan HK$35.52M · min. income ≈ HK$344,304/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,019,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,217
−HK$9,736/mo
▼ 0.25% · 3.875%
HK$185,050
−HK$4,903/mo
Today · 4.125%
HK$189,953
baseline
▲ 0.50% · 4.625%
HK$199,966
+HK$10,013/mo
Deposit HK$35.52M · loan HK$35.52M · min. income ≈ HK$379,906/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,019,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,393
−HK$12,190/mo
▼ 0.25% · 3.875%
HK$200,439
−HK$6,144/mo
Today · 4.125%
HK$206,583
baseline
▲ 0.50% · 4.625%
HK$219,153
+HK$12,570/mo
Deposit HK$28.42M · loan HK$42.63M · min. income ≈ HK$413,166/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$3,019,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,260
−HK$11,684/mo
▼ 0.25% · 3.875%
HK$222,060
−HK$5,884/mo
Today · 4.125%
HK$227,944
baseline
▲ 0.50% · 4.625%
HK$239,959
+HK$12,015/mo
Deposit HK$28.42M · loan HK$42.63M · min. income ≈ HK$455,888/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$3,019,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,791
−HK$14,222/mo
▼ 0.25% · 3.875%
HK$233,846
−HK$7,167/mo
Today · 4.125%
HK$241,013
baseline
▲ 0.50% · 4.625%
HK$255,678
+HK$14,665/mo
Deposit HK$21.31M · loan HK$49.73M · min. income ≈ HK$482,026/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,019,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,303
−HK$13,631/mo
▼ 0.25% · 3.875%
HK$259,070
−HK$6,864/mo
Today · 4.125%
HK$265,934
baseline
▲ 0.50% · 4.625%
HK$279,952
+HK$14,018/mo
Deposit HK$21.31M · loan HK$49.73M · min. income ≈ HK$531,868/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,019,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,589
−HK$18,285/mo
▼ 0.25% · 3.875%
HK$300,659
−HK$9,215/mo
Today · 4.125%
HK$309,874
baseline
▲ 0.50% · 4.625%
HK$328,729
+HK$18,855/mo
Deposit HK$7.10M · loan HK$63.94M · min. income ≈ HK$619,748/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,019,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,390
−HK$17,526/mo
▼ 0.25% · 3.875%
HK$333,090
−HK$8,826/mo
Today · 4.125%
HK$341,916
baseline
▲ 0.50% · 4.625%
HK$359,938
+HK$18,022/mo
Deposit HK$7.10M · loan HK$63.94M · min. income ≈ HK$683,832/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,019,283 · Scale 2, in force from 26 Feb 2026)