LTV · monthly repayment
▼ 0.50% · 3.625%
HK$161,998
−HK$10,158/mo
▼ 0.25% · 3.875%
HK$167,037
−HK$5,119/mo
Today · 4.125%
HK$172,156
baseline
▲ 0.50% · 4.625%
HK$182,632
+HK$10,476/mo
Deposit HK$35.52M · loan HK$35.52M · min. income ≈ HK$344,312/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,019,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,221
−HK$9,737/mo
▼ 0.25% · 3.875%
HK$185,054
−HK$4,904/mo
Today · 4.125%
HK$189,958
baseline
▲ 0.50% · 4.625%
HK$199,971
+HK$10,013/mo
Deposit HK$35.52M · loan HK$35.52M · min. income ≈ HK$379,916/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,019,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,397
−HK$12,191/mo
▼ 0.25% · 3.875%
HK$200,444
−HK$6,144/mo
Today · 4.125%
HK$206,588
baseline
▲ 0.50% · 4.625%
HK$219,158
+HK$12,570/mo
Deposit HK$28.42M · loan HK$42.63M · min. income ≈ HK$413,176/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$3,019,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,265
−HK$11,684/mo
▼ 0.25% · 3.875%
HK$222,065
−HK$5,884/mo
Today · 4.125%
HK$227,949
baseline
▲ 0.50% · 4.625%
HK$239,965
+HK$12,016/mo
Deposit HK$28.42M · loan HK$42.63M · min. income ≈ HK$455,898/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$3,019,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,797
−HK$14,222/mo
▼ 0.25% · 3.875%
HK$233,851
−HK$7,168/mo
Today · 4.125%
HK$241,019
baseline
▲ 0.50% · 4.625%
HK$255,684
+HK$14,665/mo
Deposit HK$21.31M · loan HK$49.73M · min. income ≈ HK$482,038/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,019,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,309
−HK$13,632/mo
▼ 0.25% · 3.875%
HK$259,076
−HK$6,865/mo
Today · 4.125%
HK$265,941
baseline
▲ 0.50% · 4.625%
HK$279,959
+HK$14,018/mo
Deposit HK$21.31M · loan HK$49.73M · min. income ≈ HK$531,882/mo (50% DSR)
Upfront cash ≈ HK$24.33M (deposit + AVD stamp duty HK$3,019,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,596
−HK$18,286/mo
▼ 0.25% · 3.875%
HK$300,666
−HK$9,216/mo
Today · 4.125%
HK$309,882
baseline
▲ 0.50% · 4.625%
HK$328,737
+HK$18,855/mo
Deposit HK$7.10M · loan HK$63.94M · min. income ≈ HK$619,764/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,019,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,397
−HK$17,527/mo
▼ 0.25% · 3.875%
HK$333,098
−HK$8,826/mo
Today · 4.125%
HK$341,924
baseline
▲ 0.50% · 4.625%
HK$359,947
+HK$18,023/mo
Deposit HK$7.10M · loan HK$63.94M · min. income ≈ HK$683,848/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$3,019,355 · Scale 2, in force from 26 Feb 2026)