LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,202
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,706
−HK$512/mo
Today · 4.125%
HK$17,218
baseline
▲ 0.50% · 4.625%
HK$18,265
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,436/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,024
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,508
−HK$490/mo
Today · 4.125%
HK$18,998
baseline
▲ 0.50% · 4.625%
HK$20,000
+HK$1,002/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,996/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,442
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,047
−HK$614/mo
Today · 4.125%
HK$20,661
baseline
▲ 0.50% · 4.625%
HK$21,919
+HK$1,258/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,322/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,629
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,209
−HK$589/mo
Today · 4.125%
HK$22,798
baseline
▲ 0.50% · 4.625%
HK$23,999
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,596/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,683
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,388
−HK$717/mo
Today · 4.125%
HK$24,105
baseline
▲ 0.50% · 4.625%
HK$25,572
+HK$1,467/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,210/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,234
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,911
−HK$686/mo
Today · 4.125%
HK$26,597
baseline
▲ 0.50% · 4.625%
HK$27,999
+HK$1,402/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,194/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,163
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,070
−HK$922/mo
Today · 4.125%
HK$30,992
baseline
▲ 0.50% · 4.625%
HK$32,878
+HK$1,886/mo
Deposit HK$711K · loan HK$6.39M · min. income ≈ HK$61,984/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,444
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,314
−HK$883/mo
Today · 4.125%
HK$34,197
baseline
▲ 0.50% · 4.625%
HK$35,999
+HK$1,802/mo
Deposit HK$711K · loan HK$6.39M · min. income ≈ HK$68,394/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,158 · Scale 2, in force from 26 Feb 2026)