LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,043
−HK$10,162/mo
▼ 0.25% · 3.875%
HK$167,084
−HK$5,121/mo
Today · 4.125%
HK$172,205
baseline
▲ 0.50% · 4.625%
HK$182,683
+HK$10,478/mo
Deposit HK$35.53M · loan HK$35.53M · min. income ≈ HK$344,410/mo (50% DSR)
Upfront cash ≈ HK$38.55M (deposit + AVD stamp duty HK$3,020,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,272
−HK$9,739/mo
▼ 0.25% · 3.875%
HK$185,106
−HK$4,905/mo
Today · 4.125%
HK$190,011
baseline
▲ 0.50% · 4.625%
HK$200,027
+HK$10,016/mo
Deposit HK$35.53M · loan HK$35.53M · min. income ≈ HK$380,022/mo (50% DSR)
Upfront cash ≈ HK$38.55M (deposit + AVD stamp duty HK$3,020,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,452
−HK$12,194/mo
▼ 0.25% · 3.875%
HK$200,500
−HK$6,146/mo
Today · 4.125%
HK$206,646
baseline
▲ 0.50% · 4.625%
HK$219,220
+HK$12,574/mo
Deposit HK$28.43M · loan HK$42.64M · min. income ≈ HK$413,292/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$3,020,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,326
−HK$11,687/mo
▼ 0.25% · 3.875%
HK$222,128
−HK$5,885/mo
Today · 4.125%
HK$228,013
baseline
▲ 0.50% · 4.625%
HK$240,032
+HK$12,019/mo
Deposit HK$28.43M · loan HK$42.64M · min. income ≈ HK$456,026/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$3,020,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,861
−HK$14,226/mo
▼ 0.25% · 3.875%
HK$233,917
−HK$7,170/mo
Today · 4.125%
HK$241,087
baseline
▲ 0.50% · 4.625%
HK$255,756
+HK$14,669/mo
Deposit HK$21.32M · loan HK$49.74M · min. income ≈ HK$482,174/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$3,020,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,380
−HK$13,635/mo
▼ 0.25% · 3.875%
HK$259,149
−HK$6,866/mo
Today · 4.125%
HK$266,015
baseline
▲ 0.50% · 4.625%
HK$280,037
+HK$14,022/mo
Deposit HK$21.32M · loan HK$49.74M · min. income ≈ HK$532,030/mo (50% DSR)
Upfront cash ≈ HK$24.34M (deposit + AVD stamp duty HK$3,020,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,678
−HK$18,291/mo
▼ 0.25% · 3.875%
HK$300,751
−HK$9,218/mo
Today · 4.125%
HK$309,969
baseline
▲ 0.50% · 4.625%
HK$328,830
+HK$18,861/mo
Deposit HK$7.11M · loan HK$63.96M · min. income ≈ HK$619,938/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$3,020,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,489
−HK$17,531/mo
▼ 0.25% · 3.875%
HK$333,191
−HK$8,829/mo
Today · 4.125%
HK$342,020
baseline
▲ 0.50% · 4.625%
HK$360,048
+HK$18,028/mo
Deposit HK$7.11M · loan HK$63.96M · min. income ≈ HK$684,040/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$3,020,204 · Scale 2, in force from 26 Feb 2026)