LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,207
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,712
−HK$512/mo
Today · 4.125%
HK$17,224
baseline
▲ 0.50% · 4.625%
HK$18,272
+HK$1,048/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,448/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,031
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,514
−HK$491/mo
Today · 4.125%
HK$19,005
baseline
▲ 0.50% · 4.625%
HK$20,006
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$38,010/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,449
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,054
−HK$614/mo
Today · 4.125%
HK$20,668
baseline
▲ 0.50% · 4.625%
HK$21,926
+HK$1,258/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,336/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,637
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,217
−HK$589/mo
Today · 4.125%
HK$22,806
baseline
▲ 0.50% · 4.625%
HK$24,008
+HK$1,202/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,612/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,690
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,396
−HK$717/mo
Today · 4.125%
HK$24,113
baseline
▲ 0.50% · 4.625%
HK$25,580
+HK$1,467/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,226/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,243
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,920
−HK$687/mo
Today · 4.125%
HK$26,607
baseline
▲ 0.50% · 4.625%
HK$28,009
+HK$1,402/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,214/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,173
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,081
−HK$922/mo
Today · 4.125%
HK$31,003
baseline
▲ 0.50% · 4.625%
HK$32,889
+HK$1,886/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,006/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,455
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,325
−HK$883/mo
Today · 4.125%
HK$34,208
baseline
▲ 0.50% · 4.625%
HK$36,012
+HK$1,804/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,416/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,232 · Scale 2, in force from 26 Feb 2026)