LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,208
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,712
−HK$512/mo
Today · 4.125%
HK$17,224
baseline
▲ 0.50% · 4.625%
HK$18,272
+HK$1,048/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,448/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,031
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,515
−HK$490/mo
Today · 4.125%
HK$19,005
baseline
▲ 0.50% · 4.625%
HK$20,007
+HK$1,002/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$38,010/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,450
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,055
−HK$614/mo
Today · 4.125%
HK$20,669
baseline
▲ 0.50% · 4.625%
HK$21,927
+HK$1,258/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,338/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,637
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,218
−HK$588/mo
Today · 4.125%
HK$22,806
baseline
▲ 0.50% · 4.625%
HK$24,009
+HK$1,203/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,612/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,691
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,397
−HK$717/mo
Today · 4.125%
HK$24,114
baseline
▲ 0.50% · 4.625%
HK$25,581
+HK$1,467/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,228/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,244
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,921
−HK$687/mo
Today · 4.125%
HK$26,608
baseline
▲ 0.50% · 4.625%
HK$28,010
+HK$1,402/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,216/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,174
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,082
−HK$922/mo
Today · 4.125%
HK$31,004
baseline
▲ 0.50% · 4.625%
HK$32,890
+HK$1,886/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,008/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,456
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,327
−HK$883/mo
Today · 4.125%
HK$34,210
baseline
▲ 0.50% · 4.625%
HK$36,013
+HK$1,803/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,420/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,239 · Scale 2, in force from 26 Feb 2026)