LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,088
−HK$10,164/mo
▼ 0.25% · 3.875%
HK$167,130
−HK$5,122/mo
Today · 4.125%
HK$172,252
baseline
▲ 0.50% · 4.625%
HK$182,733
+HK$10,481/mo
Deposit HK$35.54M · loan HK$35.54M · min. income ≈ HK$344,504/mo (50% DSR)
Upfront cash ≈ HK$38.56M (deposit + AVD stamp duty HK$3,021,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,321
−HK$9,742/mo
▼ 0.25% · 3.875%
HK$185,157
−HK$4,906/mo
Today · 4.125%
HK$190,063
baseline
▲ 0.50% · 4.625%
HK$200,082
+HK$10,019/mo
Deposit HK$35.54M · loan HK$35.54M · min. income ≈ HK$380,126/mo (50% DSR)
Upfront cash ≈ HK$38.56M (deposit + AVD stamp duty HK$3,021,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,505
−HK$12,197/mo
▼ 0.25% · 3.875%
HK$200,555
−HK$6,147/mo
Today · 4.125%
HK$206,702
baseline
▲ 0.50% · 4.625%
HK$219,280
+HK$12,578/mo
Deposit HK$28.43M · loan HK$42.65M · min. income ≈ HK$413,404/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$3,021,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,385
−HK$11,691/mo
▼ 0.25% · 3.875%
HK$222,189
−HK$5,887/mo
Today · 4.125%
HK$228,076
baseline
▲ 0.50% · 4.625%
HK$240,098
+HK$12,022/mo
Deposit HK$28.43M · loan HK$42.65M · min. income ≈ HK$456,152/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$3,021,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,923
−HK$14,230/mo
▼ 0.25% · 3.875%
HK$233,981
−HK$7,172/mo
Today · 4.125%
HK$241,153
baseline
▲ 0.50% · 4.625%
HK$255,826
+HK$14,673/mo
Deposit HK$21.32M · loan HK$49.76M · min. income ≈ HK$482,306/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$3,021,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,449
−HK$13,639/mo
▼ 0.25% · 3.875%
HK$259,220
−HK$6,868/mo
Today · 4.125%
HK$266,088
baseline
▲ 0.50% · 4.625%
HK$280,114
+HK$14,026/mo
Deposit HK$21.32M · loan HK$49.76M · min. income ≈ HK$532,176/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$3,021,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,758
−HK$18,296/mo
▼ 0.25% · 3.875%
HK$300,833
−HK$9,221/mo
Today · 4.125%
HK$310,054
baseline
▲ 0.50% · 4.625%
HK$328,920
+HK$18,866/mo
Deposit HK$7.11M · loan HK$63.97M · min. income ≈ HK$620,108/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$3,021,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,578
−HK$17,536/mo
▼ 0.25% · 3.875%
HK$333,283
−HK$8,831/mo
Today · 4.125%
HK$342,114
baseline
▲ 0.50% · 4.625%
HK$360,147
+HK$18,033/mo
Deposit HK$7.11M · loan HK$63.97M · min. income ≈ HK$684,228/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$3,021,033 · Scale 2, in force from 26 Feb 2026)