Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$71.09M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$226,959
−HK$14,232/mo
▼ 0.25% · 3.875%
HK$234,019
−HK$7,172/mo
Today · 4.125%
HK$241,191
baseline
▲ 0.50% · 4.625%
HK$255,867
+HK$14,676/mo
Deposit HK$21.33M · loan HK$49.77M · min. income ≈ HK$482,382/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$3,021,512 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.