LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,211
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,716
−HK$512/mo
Today · 4.125%
HK$17,228
baseline
▲ 0.50% · 4.625%
HK$18,276
+HK$1,048/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,456/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,035
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,519
−HK$490/mo
Today · 4.125%
HK$19,009
baseline
▲ 0.50% · 4.625%
HK$20,012
+HK$1,003/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$38,018/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,454
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,059
−HK$615/mo
Today · 4.125%
HK$20,674
baseline
▲ 0.50% · 4.625%
HK$21,932
+HK$1,258/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$41,348/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,642
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,223
−HK$588/mo
Today · 4.125%
HK$22,811
baseline
▲ 0.50% · 4.625%
HK$24,014
+HK$1,203/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$45,622/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,696
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,402
−HK$717/mo
Today · 4.125%
HK$24,119
baseline
▲ 0.50% · 4.625%
HK$25,587
+HK$1,468/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,238/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,249
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,926
−HK$687/mo
Today · 4.125%
HK$26,613
baseline
▲ 0.50% · 4.625%
HK$28,016
+HK$1,403/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,226/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,181
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,088
−HK$923/mo
Today · 4.125%
HK$31,011
baseline
▲ 0.50% · 4.625%
HK$32,897
+HK$1,886/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,022/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,463
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,334
−HK$883/mo
Today · 4.125%
HK$34,217
baseline
▲ 0.50% · 4.625%
HK$36,021
+HK$1,804/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,434/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,286 · Scale 2, in force from 26 Feb 2026)