LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,144
−HK$10,167/mo
▼ 0.25% · 3.875%
HK$167,187
−HK$5,124/mo
Today · 4.125%
HK$172,311
baseline
▲ 0.50% · 4.625%
HK$182,796
+HK$10,485/mo
Deposit HK$35.55M · loan HK$35.55M · min. income ≈ HK$344,622/mo (50% DSR)
Upfront cash ≈ HK$38.58M (deposit + AVD stamp duty HK$3,022,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,383
−HK$9,746/mo
▼ 0.25% · 3.875%
HK$185,221
−HK$4,908/mo
Today · 4.125%
HK$190,129
baseline
▲ 0.50% · 4.625%
HK$200,151
+HK$10,022/mo
Deposit HK$35.55M · loan HK$35.55M · min. income ≈ HK$380,258/mo (50% DSR)
Upfront cash ≈ HK$38.58M (deposit + AVD stamp duty HK$3,022,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,572
−HK$12,202/mo
▼ 0.25% · 3.875%
HK$200,625
−HK$6,149/mo
Today · 4.125%
HK$206,774
baseline
▲ 0.50% · 4.625%
HK$219,355
+HK$12,581/mo
Deposit HK$28.44M · loan HK$42.66M · min. income ≈ HK$413,548/mo (50% DSR)
Upfront cash ≈ HK$31.47M (deposit + AVD stamp duty HK$3,022,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,460
−HK$11,694/mo
▼ 0.25% · 3.875%
HK$222,265
−HK$5,889/mo
Today · 4.125%
HK$228,154
baseline
▲ 0.50% · 4.625%
HK$240,181
+HK$12,027/mo
Deposit HK$28.44M · loan HK$42.66M · min. income ≈ HK$456,308/mo (50% DSR)
Upfront cash ≈ HK$31.47M (deposit + AVD stamp duty HK$3,022,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,001
−HK$14,235/mo
▼ 0.25% · 3.875%
HK$234,062
−HK$7,174/mo
Today · 4.125%
HK$241,236
baseline
▲ 0.50% · 4.625%
HK$255,915
+HK$14,679/mo
Deposit HK$21.33M · loan HK$49.78M · min. income ≈ HK$482,472/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$3,022,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,536
−HK$13,644/mo
▼ 0.25% · 3.875%
HK$259,309
−HK$6,871/mo
Today · 4.125%
HK$266,180
baseline
▲ 0.50% · 4.625%
HK$280,211
+HK$14,031/mo
Deposit HK$21.33M · loan HK$49.78M · min. income ≈ HK$532,360/mo (50% DSR)
Upfront cash ≈ HK$24.35M (deposit + AVD stamp duty HK$3,022,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,858
−HK$18,302/mo
▼ 0.25% · 3.875%
HK$300,937
−HK$9,223/mo
Today · 4.125%
HK$310,160
baseline
▲ 0.50% · 4.625%
HK$329,033
+HK$18,873/mo
Deposit HK$7.11M · loan HK$64.00M · min. income ≈ HK$620,320/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$3,022,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,689
−HK$17,542/mo
▼ 0.25% · 3.875%
HK$333,397
−HK$8,834/mo
Today · 4.125%
HK$342,231
baseline
▲ 0.50% · 4.625%
HK$360,271
+HK$18,040/mo
Deposit HK$7.11M · loan HK$64.00M · min. income ≈ HK$684,462/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$3,022,073 · Scale 2, in force from 26 Feb 2026)