LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,223
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,727
−HK$513/mo
Today · 4.125%
HK$17,240
baseline
▲ 0.50% · 4.625%
HK$18,289
+HK$1,049/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,480/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,047
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,532
−HK$491/mo
Today · 4.125%
HK$19,023
baseline
▲ 0.50% · 4.625%
HK$20,025
+HK$1,002/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,046/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,467
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,073
−HK$615/mo
Today · 4.125%
HK$20,688
baseline
▲ 0.50% · 4.625%
HK$21,947
+HK$1,259/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,376/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,657
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,238
−HK$589/mo
Today · 4.125%
HK$22,827
baseline
▲ 0.50% · 4.625%
HK$24,030
+HK$1,203/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,654/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,712
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,418
−HK$718/mo
Today · 4.125%
HK$24,136
baseline
▲ 0.50% · 4.625%
HK$25,604
+HK$1,468/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,272/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,266
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,944
−HK$688/mo
Today · 4.125%
HK$26,632
baseline
▲ 0.50% · 4.625%
HK$28,035
+HK$1,403/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,264/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,201
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$923/mo
Today · 4.125%
HK$31,032
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,888/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,064/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,485
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$884/mo
Today · 4.125%
HK$34,241
baseline
▲ 0.50% · 4.625%
HK$36,045
+HK$1,804/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,482/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,432 · Scale 2, in force from 26 Feb 2026)