LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,223
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,728
−HK$512/mo
Today · 4.125%
HK$17,240
baseline
▲ 0.50% · 4.625%
HK$18,290
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,480/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,048
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,532
−HK$491/mo
Today · 4.125%
HK$19,023
baseline
▲ 0.50% · 4.625%
HK$20,026
+HK$1,003/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,046/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,468
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,073
−HK$616/mo
Today · 4.125%
HK$20,689
baseline
▲ 0.50% · 4.625%
HK$21,947
+HK$1,258/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,378/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,658
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,239
−HK$589/mo
Today · 4.125%
HK$22,828
baseline
▲ 0.50% · 4.625%
HK$24,031
+HK$1,203/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,656/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,712
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,419
−HK$718/mo
Today · 4.125%
HK$24,137
baseline
▲ 0.50% · 4.625%
HK$25,605
+HK$1,468/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,274/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,267
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,945
−HK$687/mo
Today · 4.125%
HK$26,632
baseline
▲ 0.50% · 4.625%
HK$28,036
+HK$1,404/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,264/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,202
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,110
−HK$923/mo
Today · 4.125%
HK$31,033
baseline
▲ 0.50% · 4.625%
HK$32,921
+HK$1,888/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,066/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,487
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,358
−HK$884/mo
Today · 4.125%
HK$34,242
baseline
▲ 0.50% · 4.625%
HK$36,047
+HK$1,805/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,484/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,439 · Scale 2, in force from 26 Feb 2026)