LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,224
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,728
−HK$513/mo
Today · 4.125%
HK$17,241
baseline
▲ 0.50% · 4.625%
HK$18,290
+HK$1,049/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,482/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,049
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,533
−HK$491/mo
Today · 4.125%
HK$19,024
baseline
▲ 0.50% · 4.625%
HK$20,026
+HK$1,002/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,048/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,468
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,074
−HK$615/mo
Today · 4.125%
HK$20,689
baseline
▲ 0.50% · 4.625%
HK$21,948
+HK$1,259/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,378/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,658
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,239
−HK$589/mo
Today · 4.125%
HK$22,828
baseline
▲ 0.50% · 4.625%
HK$24,032
+HK$1,204/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,656/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,713
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,420
−HK$717/mo
Today · 4.125%
HK$24,137
baseline
▲ 0.50% · 4.625%
HK$25,606
+HK$1,469/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,274/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,268
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,946
−HK$687/mo
Today · 4.125%
HK$26,633
baseline
▲ 0.50% · 4.625%
HK$28,037
+HK$1,404/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,266/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,202
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,111
−HK$923/mo
Today · 4.125%
HK$31,034
baseline
▲ 0.50% · 4.625%
HK$32,922
+HK$1,888/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,068/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,487
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,359
−HK$884/mo
Today · 4.125%
HK$34,243
baseline
▲ 0.50% · 4.625%
HK$36,048
+HK$1,805/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,486/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,445 · Scale 2, in force from 26 Feb 2026)