LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,237
−HK$10,174/mo
▼ 0.25% · 3.875%
HK$167,284
−HK$5,127/mo
Today · 4.125%
HK$172,411
baseline
▲ 0.50% · 4.625%
HK$182,902
+HK$10,491/mo
Deposit HK$35.57M · loan HK$35.57M · min. income ≈ HK$344,822/mo (50% DSR)
Upfront cash ≈ HK$38.60M (deposit + AVD stamp duty HK$3,023,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,488
−HK$9,751/mo
▼ 0.25% · 3.875%
HK$185,328
−HK$4,911/mo
Today · 4.125%
HK$190,239
baseline
▲ 0.50% · 4.625%
HK$200,266
+HK$10,027/mo
Deposit HK$35.57M · loan HK$35.57M · min. income ≈ HK$380,478/mo (50% DSR)
Upfront cash ≈ HK$38.60M (deposit + AVD stamp duty HK$3,023,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,685
−HK$12,208/mo
▼ 0.25% · 3.875%
HK$200,741
−HK$6,152/mo
Today · 4.125%
HK$206,893
baseline
▲ 0.50% · 4.625%
HK$219,482
+HK$12,589/mo
Deposit HK$28.46M · loan HK$42.69M · min. income ≈ HK$413,786/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$3,023,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,585
−HK$11,701/mo
▼ 0.25% · 3.875%
HK$222,394
−HK$5,892/mo
Today · 4.125%
HK$228,286
baseline
▲ 0.50% · 4.625%
HK$240,320
+HK$12,034/mo
Deposit HK$28.46M · loan HK$42.69M · min. income ≈ HK$456,572/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$3,023,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,132
−HK$14,244/mo
▼ 0.25% · 3.875%
HK$234,198
−HK$7,178/mo
Today · 4.125%
HK$241,376
baseline
▲ 0.50% · 4.625%
HK$256,063
+HK$14,687/mo
Deposit HK$21.34M · loan HK$49.80M · min. income ≈ HK$482,752/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$3,023,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,683
−HK$13,651/mo
▼ 0.25% · 3.875%
HK$259,459
−HK$6,875/mo
Today · 4.125%
HK$266,334
baseline
▲ 0.50% · 4.625%
HK$280,373
+HK$14,039/mo
Deposit HK$21.34M · loan HK$49.80M · min. income ≈ HK$532,668/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$3,023,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,027
−HK$18,313/mo
▼ 0.25% · 3.875%
HK$301,111
−HK$9,229/mo
Today · 4.125%
HK$310,340
baseline
▲ 0.50% · 4.625%
HK$329,224
+HK$18,884/mo
Deposit HK$7.11M · loan HK$64.03M · min. income ≈ HK$620,680/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$3,023,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$324,878
−HK$17,552/mo
▼ 0.25% · 3.875%
HK$333,591
−HK$8,839/mo
Today · 4.125%
HK$342,430
baseline
▲ 0.50% · 4.625%
HK$360,480
+HK$18,050/mo
Deposit HK$7.11M · loan HK$64.03M · min. income ≈ HK$684,860/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$3,023,824 · Scale 2, in force from 26 Feb 2026)