LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,230
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,735
−HK$513/mo
Today · 4.125%
HK$17,248
baseline
▲ 0.50% · 4.625%
HK$18,298
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,496/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,056
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,540
−HK$492/mo
Today · 4.125%
HK$19,032
baseline
▲ 0.50% · 4.625%
HK$20,035
+HK$1,003/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,064/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,476
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,082
−HK$616/mo
Today · 4.125%
HK$20,698
baseline
▲ 0.50% · 4.625%
HK$21,957
+HK$1,259/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,396/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,667
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,248
−HK$590/mo
Today · 4.125%
HK$22,838
baseline
▲ 0.50% · 4.625%
HK$24,042
+HK$1,204/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,676/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,722
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,429
−HK$718/mo
Today · 4.125%
HK$24,147
baseline
▲ 0.50% · 4.625%
HK$25,617
+HK$1,470/mo
Deposit HK$2.14M · loan HK$4.98M · min. income ≈ HK$48,294/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,278
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,956
−HK$688/mo
Today · 4.125%
HK$26,644
baseline
▲ 0.50% · 4.625%
HK$28,049
+HK$1,405/mo
Deposit HK$2.14M · loan HK$4.98M · min. income ≈ HK$53,288/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,215
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,123
−HK$924/mo
Today · 4.125%
HK$31,047
baseline
▲ 0.50% · 4.625%
HK$32,936
+HK$1,889/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$62,094/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,501
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,373
−HK$884/mo
Today · 4.125%
HK$34,257
baseline
▲ 0.50% · 4.625%
HK$36,063
+HK$1,806/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$68,514/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,533 · Scale 2, in force from 26 Feb 2026)