LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,234
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,739
−HK$514/mo
Today · 4.125%
HK$17,253
baseline
▲ 0.50% · 4.625%
HK$18,302
+HK$1,049/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,506/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,061
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,545
−HK$491/mo
Today · 4.125%
HK$19,036
baseline
▲ 0.50% · 4.625%
HK$20,040
+HK$1,004/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,072/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,481
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,087
−HK$616/mo
Today · 4.125%
HK$20,703
baseline
▲ 0.50% · 4.625%
HK$21,963
+HK$1,260/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,406/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,673
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,254
−HK$590/mo
Today · 4.125%
HK$22,844
baseline
▲ 0.50% · 4.625%
HK$24,048
+HK$1,204/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,688/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,728
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,435
−HK$719/mo
Today · 4.125%
HK$24,154
baseline
▲ 0.50% · 4.625%
HK$25,623
+HK$1,469/mo
Deposit HK$2.14M · loan HK$4.98M · min. income ≈ HK$48,308/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,285
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,963
−HK$688/mo
Today · 4.125%
HK$26,651
baseline
▲ 0.50% · 4.625%
HK$28,056
+HK$1,405/mo
Deposit HK$2.14M · loan HK$4.98M · min. income ≈ HK$53,302/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,222
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,131
−HK$924/mo
Today · 4.125%
HK$31,055
baseline
▲ 0.50% · 4.625%
HK$32,944
+HK$1,889/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$62,110/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,509
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,381
−HK$885/mo
Today · 4.125%
HK$34,266
baseline
▲ 0.50% · 4.625%
HK$36,072
+HK$1,806/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$68,532/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,588 · Scale 2, in force from 26 Feb 2026)