LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,373
−HK$10,182/mo
▼ 0.25% · 3.875%
HK$167,424
−HK$5,131/mo
Today · 4.125%
HK$172,555
baseline
▲ 0.50% · 4.625%
HK$183,055
+HK$10,500/mo
Deposit HK$35.60M · loan HK$35.60M · min. income ≈ HK$345,110/mo (50% DSR)
Upfront cash ≈ HK$38.63M (deposit + AVD stamp duty HK$3,026,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,638
−HK$9,760/mo
▼ 0.25% · 3.875%
HK$185,483
−HK$4,915/mo
Today · 4.125%
HK$190,398
baseline
▲ 0.50% · 4.625%
HK$200,434
+HK$10,036/mo
Deposit HK$35.60M · loan HK$35.60M · min. income ≈ HK$380,796/mo (50% DSR)
Upfront cash ≈ HK$38.63M (deposit + AVD stamp duty HK$3,026,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,847
−HK$12,219/mo
▼ 0.25% · 3.875%
HK$200,908
−HK$6,158/mo
Today · 4.125%
HK$207,066
baseline
▲ 0.50% · 4.625%
HK$219,666
+HK$12,600/mo
Deposit HK$28.48M · loan HK$42.72M · min. income ≈ HK$414,132/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$3,026,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,766
−HK$11,711/mo
▼ 0.25% · 3.875%
HK$222,579
−HK$5,898/mo
Today · 4.125%
HK$228,477
baseline
▲ 0.50% · 4.625%
HK$240,520
+HK$12,043/mo
Deposit HK$28.48M · loan HK$42.72M · min. income ≈ HK$456,954/mo (50% DSR)
Upfront cash ≈ HK$31.51M (deposit + AVD stamp duty HK$3,026,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,322
−HK$14,255/mo
▼ 0.25% · 3.875%
HK$234,393
−HK$7,184/mo
Today · 4.125%
HK$241,577
baseline
▲ 0.50% · 4.625%
HK$256,277
+HK$14,700/mo
Deposit HK$21.36M · loan HK$49.85M · min. income ≈ HK$483,154/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$3,026,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,893
−HK$13,664/mo
▼ 0.25% · 3.875%
HK$259,676
−HK$6,881/mo
Today · 4.125%
HK$266,557
baseline
▲ 0.50% · 4.625%
HK$280,607
+HK$14,050/mo
Deposit HK$21.36M · loan HK$49.85M · min. income ≈ HK$533,114/mo (50% DSR)
Upfront cash ≈ HK$24.39M (deposit + AVD stamp duty HK$3,026,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,271
−HK$18,328/mo
▼ 0.25% · 3.875%
HK$301,362
−HK$9,237/mo
Today · 4.125%
HK$310,599
baseline
▲ 0.50% · 4.625%
HK$329,498
+HK$18,899/mo
Deposit HK$7.12M · loan HK$64.09M · min. income ≈ HK$621,198/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$3,026,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,149
−HK$17,567/mo
▼ 0.25% · 3.875%
HK$333,869
−HK$8,847/mo
Today · 4.125%
HK$342,716
baseline
▲ 0.50% · 4.625%
HK$360,781
+HK$18,065/mo
Deposit HK$7.12M · loan HK$64.09M · min. income ≈ HK$685,432/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$3,026,348 · Scale 2, in force from 26 Feb 2026)