LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,242
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,747
−HK$513/mo
Today · 4.125%
HK$17,260
baseline
▲ 0.50% · 4.625%
HK$18,311
+HK$1,051/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,520/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,069
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,554
−HK$491/mo
Today · 4.125%
HK$19,045
baseline
▲ 0.50% · 4.625%
HK$20,049
+HK$1,004/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,090/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,490
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,096
−HK$616/mo
Today · 4.125%
HK$20,712
baseline
▲ 0.50% · 4.625%
HK$21,973
+HK$1,261/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,424/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,683
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,264
−HK$590/mo
Today · 4.125%
HK$22,854
baseline
▲ 0.50% · 4.625%
HK$24,059
+HK$1,205/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,708/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,739
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,446
−HK$719/mo
Today · 4.125%
HK$24,165
baseline
▲ 0.50% · 4.625%
HK$25,635
+HK$1,470/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,330/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,296
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,975
−HK$688/mo
Today · 4.125%
HK$26,663
baseline
▲ 0.50% · 4.625%
HK$28,069
+HK$1,406/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,326/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,235
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,145
−HK$924/mo
Today · 4.125%
HK$31,069
baseline
▲ 0.50% · 4.625%
HK$32,959
+HK$1,890/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$62,138/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,524
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,396
−HK$885/mo
Today · 4.125%
HK$34,281
baseline
▲ 0.50% · 4.625%
HK$36,088
+HK$1,807/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$68,562/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,685 · Scale 2, in force from 26 Feb 2026)