LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,428
−HK$10,186/mo
▼ 0.25% · 3.875%
HK$167,481
−HK$5,133/mo
Today · 4.125%
HK$172,614
baseline
▲ 0.50% · 4.625%
HK$183,117
+HK$10,503/mo
Deposit HK$35.62M · loan HK$35.62M · min. income ≈ HK$345,228/mo (50% DSR)
Upfront cash ≈ HK$38.64M (deposit + AVD stamp duty HK$3,027,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,700
−HK$9,763/mo
▼ 0.25% · 3.875%
HK$185,546
−HK$4,917/mo
Today · 4.125%
HK$190,463
baseline
▲ 0.50% · 4.625%
HK$200,502
+HK$10,039/mo
Deposit HK$35.62M · loan HK$35.62M · min. income ≈ HK$380,926/mo (50% DSR)
Upfront cash ≈ HK$38.64M (deposit + AVD stamp duty HK$3,027,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,914
−HK$12,223/mo
▼ 0.25% · 3.875%
HK$200,977
−HK$6,160/mo
Today · 4.125%
HK$207,137
baseline
▲ 0.50% · 4.625%
HK$219,741
+HK$12,604/mo
Deposit HK$28.49M · loan HK$42.74M · min. income ≈ HK$414,274/mo (50% DSR)
Upfront cash ≈ HK$31.52M (deposit + AVD stamp duty HK$3,027,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,840
−HK$11,715/mo
▼ 0.25% · 3.875%
HK$222,656
−HK$5,899/mo
Today · 4.125%
HK$228,555
baseline
▲ 0.50% · 4.625%
HK$240,603
+HK$12,048/mo
Deposit HK$28.49M · loan HK$42.74M · min. income ≈ HK$457,110/mo (50% DSR)
Upfront cash ≈ HK$31.52M (deposit + AVD stamp duty HK$3,027,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,400
−HK$14,260/mo
▼ 0.25% · 3.875%
HK$234,473
−HK$7,187/mo
Today · 4.125%
HK$241,660
baseline
▲ 0.50% · 4.625%
HK$256,364
+HK$14,704/mo
Deposit HK$21.37M · loan HK$49.86M · min. income ≈ HK$483,320/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$3,027,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,980
−HK$13,668/mo
▼ 0.25% · 3.875%
HK$259,765
−HK$6,883/mo
Today · 4.125%
HK$266,648
baseline
▲ 0.50% · 4.625%
HK$280,703
+HK$14,055/mo
Deposit HK$21.37M · loan HK$49.86M · min. income ≈ HK$533,296/mo (50% DSR)
Upfront cash ≈ HK$24.40M (deposit + AVD stamp duty HK$3,027,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,371
−HK$18,334/mo
▼ 0.25% · 3.875%
HK$301,466
−HK$9,239/mo
Today · 4.125%
HK$310,705
baseline
▲ 0.50% · 4.625%
HK$329,611
+HK$18,906/mo
Deposit HK$7.12M · loan HK$64.11M · min. income ≈ HK$621,410/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$3,027,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,260
−HK$17,573/mo
▼ 0.25% · 3.875%
HK$333,983
−HK$8,850/mo
Today · 4.125%
HK$342,833
baseline
▲ 0.50% · 4.625%
HK$360,904
+HK$18,071/mo
Deposit HK$7.12M · loan HK$64.11M · min. income ≈ HK$685,666/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$3,027,383 · Scale 2, in force from 26 Feb 2026)