LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,251
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,756
−HK$514/mo
Today · 4.125%
HK$17,270
baseline
▲ 0.50% · 4.625%
HK$18,320
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,540/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,079
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,563
−HK$492/mo
Today · 4.125%
HK$19,055
baseline
▲ 0.50% · 4.625%
HK$20,060
+HK$1,005/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,110/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,501
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,107
−HK$617/mo
Today · 4.125%
HK$20,724
baseline
▲ 0.50% · 4.625%
HK$21,984
+HK$1,260/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,448/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,694
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,276
−HK$590/mo
Today · 4.125%
HK$22,866
baseline
▲ 0.50% · 4.625%
HK$24,072
+HK$1,206/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,732/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,751
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,458
−HK$719/mo
Today · 4.125%
HK$24,177
baseline
▲ 0.50% · 4.625%
HK$25,649
+HK$1,472/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,354/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,310
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,989
−HK$688/mo
Today · 4.125%
HK$26,677
baseline
▲ 0.50% · 4.625%
HK$28,084
+HK$1,407/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,354/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,251
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,161
−HK$924/mo
Today · 4.125%
HK$31,085
baseline
▲ 0.50% · 4.625%
HK$32,977
+HK$1,892/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$62,170/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,541
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,414
−HK$886/mo
Today · 4.125%
HK$34,300
baseline
▲ 0.50% · 4.625%
HK$36,107
+HK$1,807/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$68,600/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,799 · Scale 2, in force from 26 Feb 2026)