LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,513
−HK$10,191/mo
▼ 0.25% · 3.875%
HK$167,568
−HK$5,136/mo
Today · 4.125%
HK$172,704
baseline
▲ 0.50% · 4.625%
HK$183,213
+HK$10,509/mo
Deposit HK$35.63M · loan HK$35.63M · min. income ≈ HK$345,408/mo (50% DSR)
Upfront cash ≈ HK$38.66M (deposit + AVD stamp duty HK$3,028,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,794
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$185,643
−HK$4,919/mo
Today · 4.125%
HK$190,562
baseline
▲ 0.50% · 4.625%
HK$200,607
+HK$10,045/mo
Deposit HK$35.63M · loan HK$35.63M · min. income ≈ HK$381,124/mo (50% DSR)
Upfront cash ≈ HK$38.66M (deposit + AVD stamp duty HK$3,028,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,016
−HK$12,229/mo
▼ 0.25% · 3.875%
HK$201,082
−HK$6,163/mo
Today · 4.125%
HK$207,245
baseline
▲ 0.50% · 4.625%
HK$219,856
+HK$12,611/mo
Deposit HK$28.51M · loan HK$42.76M · min. income ≈ HK$414,490/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$3,028,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,953
−HK$11,722/mo
▼ 0.25% · 3.875%
HK$222,772
−HK$5,903/mo
Today · 4.125%
HK$228,675
baseline
▲ 0.50% · 4.625%
HK$240,728
+HK$12,053/mo
Deposit HK$28.51M · loan HK$42.76M · min. income ≈ HK$457,350/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$3,028,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,519
−HK$14,267/mo
▼ 0.25% · 3.875%
HK$234,596
−HK$7,190/mo
Today · 4.125%
HK$241,786
baseline
▲ 0.50% · 4.625%
HK$256,498
+HK$14,712/mo
Deposit HK$21.38M · loan HK$49.89M · min. income ≈ HK$483,572/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$3,028,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,112
−HK$13,675/mo
▼ 0.25% · 3.875%
HK$259,901
−HK$6,886/mo
Today · 4.125%
HK$266,787
baseline
▲ 0.50% · 4.625%
HK$280,850
+HK$14,063/mo
Deposit HK$21.38M · loan HK$49.89M · min. income ≈ HK$533,574/mo (50% DSR)
Upfront cash ≈ HK$24.41M (deposit + AVD stamp duty HK$3,028,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,524
−HK$18,344/mo
▼ 0.25% · 3.875%
HK$301,623
−HK$9,245/mo
Today · 4.125%
HK$310,868
baseline
▲ 0.50% · 4.625%
HK$329,783
+HK$18,915/mo
Deposit HK$7.13M · loan HK$64.14M · min. income ≈ HK$621,736/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,028,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,430
−HK$17,582/mo
▼ 0.25% · 3.875%
HK$334,158
−HK$8,854/mo
Today · 4.125%
HK$343,012
baseline
▲ 0.50% · 4.625%
HK$361,093
+HK$18,081/mo
Deposit HK$7.13M · loan HK$64.14M · min. income ≈ HK$686,024/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,028,966 · Scale 2, in force from 26 Feb 2026)