LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,256
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,762
−HK$513/mo
Today · 4.125%
HK$17,275
baseline
▲ 0.50% · 4.625%
HK$18,326
+HK$1,051/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,550/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,085
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,570
−HK$492/mo
Today · 4.125%
HK$19,062
baseline
▲ 0.50% · 4.625%
HK$20,066
+HK$1,004/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,124/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,507
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,114
−HK$616/mo
Today · 4.125%
HK$20,730
baseline
▲ 0.50% · 4.625%
HK$21,992
+HK$1,262/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,460/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,701
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,283
−HK$591/mo
Today · 4.125%
HK$22,874
baseline
▲ 0.50% · 4.625%
HK$24,080
+HK$1,206/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,748/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,758
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,466
−HK$719/mo
Today · 4.125%
HK$24,185
baseline
▲ 0.50% · 4.625%
HK$25,657
+HK$1,472/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,370/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,318
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,997
−HK$689/mo
Today · 4.125%
HK$26,686
baseline
▲ 0.50% · 4.625%
HK$28,093
+HK$1,407/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,372/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,261
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,171
−HK$925/mo
Today · 4.125%
HK$31,096
baseline
▲ 0.50% · 4.625%
HK$32,988
+HK$1,892/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,192/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,552
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,425
−HK$886/mo
Today · 4.125%
HK$34,311
baseline
▲ 0.50% · 4.625%
HK$36,119
+HK$1,808/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,622/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,870 · Scale 2, in force from 26 Feb 2026)