LTV · monthly repayment
▼ 0.50% · 3.625%
HK$162,582
−HK$10,196/mo
▼ 0.25% · 3.875%
HK$167,640
−HK$5,138/mo
Today · 4.125%
HK$172,778
baseline
▲ 0.50% · 4.625%
HK$183,291
+HK$10,513/mo
Deposit HK$35.65M · loan HK$35.65M · min. income ≈ HK$345,556/mo (50% DSR)
Upfront cash ≈ HK$38.68M (deposit + AVD stamp duty HK$3,030,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,871
−HK$9,772/mo
▼ 0.25% · 3.875%
HK$185,722
−HK$4,921/mo
Today · 4.125%
HK$190,643
baseline
▲ 0.50% · 4.625%
HK$200,692
+HK$10,049/mo
Deposit HK$35.65M · loan HK$35.65M · min. income ≈ HK$381,286/mo (50% DSR)
Upfront cash ≈ HK$38.68M (deposit + AVD stamp duty HK$3,030,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,099
−HK$12,234/mo
▼ 0.25% · 3.875%
HK$201,168
−HK$6,165/mo
Today · 4.125%
HK$207,333
baseline
▲ 0.50% · 4.625%
HK$219,949
+HK$12,616/mo
Deposit HK$28.52M · loan HK$42.78M · min. income ≈ HK$414,666/mo (50% DSR)
Upfront cash ≈ HK$31.55M (deposit + AVD stamp duty HK$3,030,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,046
−HK$11,726/mo
▼ 0.25% · 3.875%
HK$222,867
−HK$5,905/mo
Today · 4.125%
HK$228,772
baseline
▲ 0.50% · 4.625%
HK$240,831
+HK$12,059/mo
Deposit HK$28.52M · loan HK$42.78M · min. income ≈ HK$457,544/mo (50% DSR)
Upfront cash ≈ HK$31.55M (deposit + AVD stamp duty HK$3,030,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,615
−HK$14,274/mo
▼ 0.25% · 3.875%
HK$234,696
−HK$7,193/mo
Today · 4.125%
HK$241,889
baseline
▲ 0.50% · 4.625%
HK$256,607
+HK$14,718/mo
Deposit HK$21.39M · loan HK$49.91M · min. income ≈ HK$483,778/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$3,030,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,220
−HK$13,681/mo
▼ 0.25% · 3.875%
HK$260,011
−HK$6,890/mo
Today · 4.125%
HK$266,901
baseline
▲ 0.50% · 4.625%
HK$280,969
+HK$14,068/mo
Deposit HK$21.39M · loan HK$49.91M · min. income ≈ HK$533,802/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$3,030,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,648
−HK$18,352/mo
▼ 0.25% · 3.875%
HK$301,751
−HK$9,249/mo
Today · 4.125%
HK$311,000
baseline
▲ 0.50% · 4.625%
HK$329,924
+HK$18,924/mo
Deposit HK$7.13M · loan HK$64.17M · min. income ≈ HK$622,000/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,030,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,568
−HK$17,590/mo
▼ 0.25% · 3.875%
HK$334,300
−HK$8,858/mo
Today · 4.125%
HK$343,158
baseline
▲ 0.50% · 4.625%
HK$361,246
+HK$18,088/mo
Deposit HK$7.13M · loan HK$64.17M · min. income ≈ HK$686,316/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$3,030,253 · Scale 2, in force from 26 Feb 2026)